Attitude toward using Fintech among Millennials

Jiwasiddi, Angtyasti; Adhikara, Cooky Tri; Adam, Mulyadi; Triana, Ika

doi:10.4108/eai.26-1-2019.2283199

Cited by 22 publications

(26 citation statements)

References 27 publications

(26 reference statements)

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“…Furthermore, Jiwasiddi et al [12] conducted a study related to the attitudes of the millennial generation in using FinTech services. There are three variables used in this study, namely brand and service trust, perceived usefulness, and perceived ease of use.…”

Section: Introductionmentioning

confidence: 99%

Factors Influencing Generation Z Intention in Using FinTech Digital Payment Services

Aseng

2020

CogITo Smart Journal

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Many studies related to financial technology (FinTech), especially digital payment services, have been carried out. However, there is still a lack of studies that focus on Generation Z, especially their intention to use the service, while this generation is very familiar and is easily adaptable to new technologies. In addition, it is projected that this generation will contribute greatly to online transactions in Indonesia and even the world. For this reason, this study focuses on factors that can influence Generation Z’s intention to use digital payment services. There are five independent factors that will be tested, namely: culture, perceived security, performance expectancy, effort expectancy, and social influence. The research instrument was a questionnaire adopted from related literature, which was distributed online using the snowball and convenient sampling method. A total of 266 Generation Z people participated in this study. A descriptive statistic and multiple regression analysis were performed and found that simultaneously these five factors had a significant positive effect (Sig <.05) on the intention of Generation Z in using the service. This study concludes that service providers have to pay attention to these factors in attracting Generation Z.Keywords—digital payment services, financial technology, Generation Z

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Section: Introductionmentioning

confidence: 99%

Factors Influencing Generation Z Intention in Using FinTech Digital Payment Services

Aseng

2020

CogITo Smart Journal

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“…When they feel this easiness, they will more likely to have a positive attitude toward using and have intention to use it. Previous study also show that Perceived Ease of Use affect Attitude Towards Using [11]…”

Section: Perceived Ease Of Usementioning

confidence: 79%

“…In Indonesia, the acceptance of a new payment method needs to have a good brand and people need to trust the A Model of Factors Influencing the Acceptance of Fintech Payment DANA Indonesia Joshua Alvaro Fitzhan, Yohanes Farley Viriando, Jessica Cleine, Sfenrianto, Gunawan Wang services it provides. In the previous research, they discover that brand image has a positive significant impact on the attitude towards using a fintech [10] [11]. Therefore, we added Brand and Service Trust as one of the added variables in our research model.…”

Section: Introductionmentioning

confidence: 99%

“…This happened due to the people in Indonesia that tend to follow the trends surrounding them. Some researchers in the past discover that advertising and social influences have an impact on the brand and or trust of the object [12][10] [11]. Therefore, we also added Advertising and Brand and Service Trusts as variables in our research model.…”

Section: Introductionmentioning

confidence: 99%

“…[11][18][30][31]. Previous studies also shown that Usefulness also directly affect Behavioral Intention to Use[32][33].…”

mentioning

confidence: 99%

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A Model of Factors Influencing the Acceptance of Fintech Payment DANA Indonesia

Fitzhan,

Cleine,

Viriando

et al. 2020

IJRTE

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Technology has changed the world in every aspect. One of them is how we make a transaction. With Financial Technology (Fintech), payment can be made with only your mobile phone, your new digital wallet. Indonesia is one of the fastest countries in digitalization, surpassing Brazil and China, has begun utilizing this new technology. However, the penetration rate is considered low. The condition of Indonesia’s fintech is still developing and competing fiercely against several other fintech that arose together in the same period. In this paper, the study focused on one fintech in Indonesia named DANA. The objective is to propose a model to identify the factors influencing the acceptance and usage of DANA. The methodology used in this study will be TAM that has been modified to fit the object of study. The results are hoped to be used as guidance for DANA’s improvement.

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Investigating Variables that Increase the Desire and Loyalty to Utilize Fintech After the COVID-19 Lockdown: A New Normal Behavior

2023

Palgrave Studies in Financial Services Technology

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Attitude toward using Fintech among Millennials

Cited by 22 publications

References 27 publications

Factors Influencing Generation Z Intention in Using FinTech Digital Payment Services

Factors Influencing Generation Z Intention in Using FinTech Digital Payment Services

A Model of Factors Influencing the Acceptance of Fintech Payment DANA Indonesia

Investigating Variables that Increase the Desire and Loyalty to Utilize Fintech After the COVID-19 Lockdown: A New Normal Behavior

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