This study examined how AI-based tools affect memory, problem-solving, anxiety, motivation, self-efficacy, and creativity. AI therapies were tested for cognitive improvement and psychological well-being. Problem-solving skills including analytical thinking and decision-making improved, as did short-term memory (22.4 to 29.8) and long-term memory (23.5 to 28.6). Cognitive anxiety dropped from 2.5 to 1.8 and bodily anxiety from 2.3 to 1.8. Task-specific confidence increased from 1.8 to 2.5 and intrinsic motivation from 2.1 to 2.8. Still, inventiveness dropped from 75.2 to 70.1 and work ethic dropped marginally. These findings suggest that AI technologies improve cognitive and emotional well-being but may reduce creativity and work ethic. To comprehend AI's full influence, future study should examine its long-term implications on cognitive and psychological characteristics.