“…In addition, the new marketing concept is oriented toward meeting consumer needs, causing innovation to develop technology-oriented innovation and marketing orientation (Ungerman, 2018;Lemanowicz, 2015). The characteristics of MSME Owners based on several studies affect the innovation process and intentions, as follows a) awareness that influences innovation (Ying and Sovacool, 2021;Huang et al, 2019;Mai et al, 2018;Goorha and Potts, 2016;Bernatchez et al, 2015;Johnson, 2013;Larsen, 2011;Diaconu, 2011;Choi et al, 2008;Halbesleben et al, 2003); b) the curiosity which is the melting of knowledge and experience (Gross et al, 2020) affects innovation (Gross et al, 2020;Geum et al, 2020;Celik et al, 2016;Peljko, 2016); c) knowledge is a collection of experiences, appropriate information, and skill insights that form the structure of integrating new experiences and information (Mohajan, 2016;Encabo, 2016), influencing innovation (Ibarra et al, 2020;Asim and Sorooshian, 2019;Raghupathi and Raghupathi, 2017;Gupta et al, 2016;Nieves and Meneses, 2016;Suharti et al, 2014;Moreira et al, 2012); d) the innovator level differentiator contained in the Disruptive Innovation Theory includes opinion leadership, social status, financial stability, optimism, and risk-taker (Dearing and Cox, 2018;Cilicus, 2021). The levels of these various indicators determine the level of actors, including innovators, early adopters, early majority, or/and late majority.…”