Globally, insects have been impacted by climate change, with bumble bees in particular showing range shifts and declining species diversity with global warming. This suggests heat tolerance is a likely factor limiting the distribution and success of these bees. Studies have shown high intraspecific variance in bumble bee thermal tolerance, suggesting biological and environmental factors may be impacting heat resilience. Understanding these factors is important for assessing vulnerability and finding environmental solutions to mitigate effects of climate change. In this study, we assess whether geographic range variation in bumble bees in the eastern United States is associated with heat tolerance and further dissect which other biological and environmental factors explain variation in heat sensitivity in these bees. We examine heat tolerance by caste, sex, and rearing condition (wild/lab) across six eastern US bumble bee species, and assess the role of age, reproductive status, body size, and interactive effects of humidity and temperature on thermal tolerance in Bombus impatiens. We found marked differences in heat tolerance by species that correlate with each species' latitudinal range, habitat, and climatic niche, and we found significant variation in thermal sensitivity by caste and sex. Queens had considerably lower heat tolerance than workers and males, with greater tolerance when queens would first be leaving their natal nest, and lower tolerance after ovary activation. Wild bees tended to have higher heat tolerance than lab reared bees, and body size was associated with heat tolerance only in wild‐caught foragers. Humidity showed a strong interaction with heat effects, pointing to the need to regulate relative humidity in thermal assays and consider its role in nature. Altogether, we found most tested biological conditions impact thermal tolerance and highlight the stages of these bees that will be most sensitive to future climate change.