“…Various studies on financial literacy still focus on measurement of financial literacy (Bernheim & Garrett, 2003;Brown, Grigsby, van der Klaauw, Wen, & Zafar, 2016;Sayinzoga, Bulte, & Lensink, 2016), exploration of Islamic financial literacy (Abdullah, Razak, & Ali, 2015), measurement of halal literacy (Ahmad, Kadir, & Salehuddin, 2013;Aslan & Aslan, 2016), integration of Islamic financial literacy and halal literacy (Antara et al, 2015(Antara et al, , 2016Jaffar & Musa, 2016), and the impact of financial education on improving financial literacy (Goetz, Durband, Halley, & Davis, 2011;Jacob, Hudson, & Bush, 2014). Research conducted by (Jaffar & Musa, 2016) shows that Islamic finance and halal is the business sector that is in accordance with sharia and has the same values and principles.…”