Cash, Cards or Cryptocurrencies? A Study of Payment Culture in Four Countries

Busse, Karoline; Tahaei, Mohammad; Krombholz, Katharina; Zezschwitz, Emanuel von; Smith, Matthew; Tian, Jing; Xu, Wenyuan

doi:10.1109/eurospw51379.2020.00035

Cited by 15 publications

(9 citation statements)

References 27 publications

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“…Varies between regions [8], e. g., PayPal, Venmo, Alipay Sharing of sensitive personal and financial information with payment provider [54] and possibly other 3Ps uninvolved in transaction [49] Limited by prevalence and practicality; pure 1P: cash, gift cards; only banks: direkt bank transfer…”

Section: Paymentmentioning

confidence: 99%

Privacy Rarely Considered: Exploring Considerations in the Adoption of Third-Party Services by Websites

Utz¹,

Amft²,

Degeling³

et al. 2022

Preprint

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Modern websites frequently use and embed third-party services to facilitate web development, connect to social media, or for monetization. This often introduces privacy issues as the inclusion of third-party services on a website can allow the third party to collect personal data about the website's visitors. While the prevalence and mechanisms of third-party web tracking have been widely studied, little is known about the decision processes that lead to websites using third-party functionality and whether efforts are being made to protect their visitors' privacy.We report results from an online survey with 395 participants involved in the creation and maintenance of websites. For ten common website functionalities we investigated if privacy has played a role in decisions about how the functionality is integrated, if specific efforts for privacy protection have been made during integration, and to what degree people are aware of data collection through third parties. We find that ease of integration drives third-party adoption but visitor privacy is considered if there are legal requirements or respective guidelines. Awareness of data collection and privacy risks is higher if the collection is directly associated with the purpose for which the third-party service is used.

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Section: Paymentmentioning

confidence: 99%

Privacy Rarely Considered: Exploring Considerations in the Adoption of Third-Party Services by Websites

Utz¹,

Amft²,

Degeling³

et al. 2022

Preprint

View full text Add to dashboard Cite

show abstract

“…Varies between regions [9], e. g., Pay-Pal, Venmo, Alipay Sharing of sensitive personal and financial information with payment provider [68] and possibly other 3Ps uninvolved in transaction [62] Limited by prevalence and practicality; pure 1P: cash, gift cards; only banks: direct bank transfer…”

Section: Paymentmentioning

confidence: 99%

Privacy Rarely Considered: Exploring Considerations in the Adoption of Third-Party Services by Websites

Utz

Amft

Degeling

et al. 2023

PoPETs

View full text Add to dashboard Cite

Modern websites frequently use and embed third-party services to facilitate web development, connect to social media, or for monetization. This often introduces privacy issues as the inclusion of third-party services on a website can allow the third party to collect personal data about the website's visitors. While the prevalence and mechanisms of third-party web tracking have been widely studied, little is known about the decision processes that lead to websites using third-party functionality and whether efforts are being made to protect their visitors' privacy. We report results from an online survey with 395 participants involved in the creation and maintenance of websites. For ten common website functionalities we investigated if privacy has played a role in decisions about how the functionality is integrated, if specific efforts for privacy protection have been made during integration, and to what degree people are aware of data collection through third parties. We find that ease of integration drives third-party adoption but visitor privacy is considered if there are legal requirements or respective guidelines. Awareness of data collection and privacy risks is higher if the collection is directly associated with the purpose for which the third-party service is used.

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“…Krombholz et al provide additional insight into backup behavior [79]. With a mixed methods approach Busse et al examine payment cultures in four countries (US, Germany, Iran, China), fnding higher penetration of cryptocurrencies in western countries [14]. While Bitcoin is titled a currency, researchers have raised the question whether it is actually being used like one [89].…”

Section: Behavior and Perceptionmentioning

confidence: 99%

“…fees) on user participation in DAOs. We know little about how people within these decentralized organizations manage the socio-technical challenges arising from 12 https://ens.domains/ (last-accessed 2022-2-18) 13 https://infura.io/ (last-accessed 2022-02-18) 14 https://metamask.io/ (last-accessed 2022- [2][3][4][5][6][7][8][9][10][11][12][13][14][15][16][17][18] the tension between pseudonymity and the need to collaborate and trust each other.…”

Section: Recent Developments In the Blockchain Ecosystemmentioning

confidence: 99%

Blockchain and Cryptocurrency in Human Computer Interaction: A Systematic Literature Review and Research Agenda

Froehlich

Franz

Trotter

et al. 2022

Designing Interactive Systems Conference

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We present a systematic literature review of cryptocurrency and blockchain research in Human-Computer Interaction (HCI) published between 2014 and 2021. We aim to provide an overview of the feld, consolidate existing knowledge, and chart paths for future research. Our analysis of 99 articles identifes six major themes: (1) the role of trust, (2) understanding motivation, risk, and perception of cryptocurrencies, (3) cryptocurrency wallets, (4) engaging users with blockchain, (5) using blockchain for application-specifc use cases, and (6) support tools for blockchain. We discuss the focus of the existing research body and juxtapose it to the changing landscape of emerging blockchain technologies to highlight future research avenues for HCI and interaction design. With this review, we identify key aspects where interaction design is critical for the adoption of blockchain systems. Doing so, we provide a starting point for new scholars and designers and help them position future contributions. CCS CONCEPTS• Applied computing → Digital cash; • Human-centered computing → Human computer interaction (HCI); Interaction design.

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Cash, Cards or Cryptocurrencies? A Study of Payment Culture in Four Countries

Cited by 15 publications

References 27 publications

Privacy Rarely Considered: Exploring Considerations in the Adoption of Third-Party Services by Websites

Privacy Rarely Considered: Exploring Considerations in the Adoption of Third-Party Services by Websites

Privacy Rarely Considered: Exploring Considerations in the Adoption of Third-Party Services by Websites

Blockchain and Cryptocurrency in Human Computer Interaction: A Systematic Literature Review and Research Agenda

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