Challenges of IoT Payments in Smart Services

Abstract

Many applications including Industry 4.0, Smart City, Building Management, Car of the Future, Smart Home and Connected Health use IoT (Internet of Things). IoT is changing the way businesses and consumers, even whole cities interact through connected devices. In the future, with Internet of Everything (IoE), every entity (people, machines, animals, cars, buildings, etc.) will have possibilities for direct interconnections. Forecasts show that over 20 billion connected devices will reach the market by 2020. Ninety percent of cars are expected to be connected, too. These wide range of industry and consumer applications have growing needs for IoT and many common elements such as decentralization, real-time requirements, sensory or measurement capabilities, a communications layer and Big Dataanalytics/intelligence. Besides these well know common elements, also in many applications exit the need for payment. This additional requirement is known as the idea of IoT payments. In this paper is present some of challenges in implementation of IoT payments.

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