China’s Internet Finance Boom and Tyrannies of Inclusion

Loubere, Nicholas

doi:10.4000/chinaperspectives.7454

Cited by 36 publications

(28 citation statements)

References 32 publications

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“…However, keywords cannot represent the whole research content of each mode and we will analyze the development and topics of Internet finance modes through co-citation network. 1 represents the cited times in the 2877 documents we selected, not the real cited times.…”

Section: Further Analysis Of the Research Perspectivementioning

confidence: 99%

“…Internet finance is a kind of financial mode that relies on Internet tools to realize financing and information exchange [1]. Traditional financial modes are mainly indirect financing represented by commercial bank and direct financing represented by investment banks.…”

Section: Introductionmentioning

confidence: 99%

“…And Internet finance is constantly being combined with emerging technologies to form various new modes. Thus, it is necessary to keep a close eye on the development of the Internet finance modes, which is also important to financial supervision and macro-control [1].…”

Section: Introductionmentioning

confidence: 99%

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Emerging Trends and Innovation Modes of Internet Finance—Results from Co-Word and Co-Citation Networks

Yuan

Yan

et al. 2020

Future Internet

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Internet finance is a financial mode combining traditional financial industry with Internet technologies, which has become a crucial part of the financial field. Due to the rapid change of information technologies and public financial needs, Internet finance has produced quite a few specific operation modes, which have interested many scholars. To better appreciate its development process and innovation modes, we used bibliometrics to analyze 2,877 articles on Internet finance in Web of Science. Through the co-word network, co-citation network and various results generated by CiteSpace, we recognized six main modes of Internet finance, that is, Internet bank, peer to peer lending (P2P lending), crowdfunding, big data finance, digital currency and fintech. Emerging research topics and the development history of each mode are also detected. We find that the mainstream modes in current research are P2P lending and crowdfunding and the research on fintech and digital currency has just begun. Through the review, we also suggest some research directions for the research direction of each mode. These results will help to deepen relevant scholars’ understanding of Internet finance and provide guidance for them to choose research directions.

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Section: Further Analysis Of the Research Perspectivementioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

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Emerging Trends and Innovation Modes of Internet Finance—Results from Co-Word and Co-Citation Networks

Yuan

Yan

et al. 2020

Future Internet

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show abstract

“…To enable this there needed to be both proxies for creditworthiness, so that loans could be made even with a lack of credit history, and more opportunities to build a credit history through various kinds of smaller loans. Microcredit and rural financing schemes were important for this, but the challenge went even further to reach all sectors of society, and the Internet emerged as a key vehicle for financial inclusion, allowing for the creation of entirely new opportunities for extending credit and gathering data (Loubere, 2017).…”

Section: Suturing Economic and Moral Domainsmentioning

confidence: 99%

The red and the black: China’s social credit experiment as a total test environment

Bach

2020

British Journal of Sociology

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China's social credit system is an unusually explicit case where technology is used by multiple actors to turn human behavior into a test object on behalf of the state's goal of modifying the larger social environment, making it an intriguing setting for thinking about the new sociology of testing. This article considers how China's search for a usable "credit" score to both allocate financial resources and explicitly measure a citizen's trustworthiness creates an emergent experimental system of governance similar to, yet not quite captured by, the kinds of experimental processes observed in literature on the platform as a form of marketbased governance. As a site where "seeing like a state" and "seeing like a market" converge, the social credit system is a vantage point for observing the changing relationship between moral and economic domains in an era of digital platforms. The article highlights the experimental quality of the system and its emerging system of governance structured around reward and punishment and argues that strategic ambiguity, institutionalized through the affordances of digital platforms, is an important part of the design of this large-scale social experiment. K E Y W O R D S ambiguity, China, experimentation, platform, social credit, value

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“…А также было связано с более широкой целью развития, заключающейся в содействии финансовой доступности путем предоставления финансовых услуг социально отчужденным группам. Появившись в глобальном движении микрофинансирования, концепция финансовой интеграции представляет увеличение доступа к финансовым услугам, в частности кредитам, как неотъемлемо выгодное средство расширения прав и возможностей бедных и стимулирования экономического развития снизу вверх [Loubere, 2017]. Все это требует переосмысления и нового подхода в системе подготовки кадров в финансовой сфере.…”

Section: цитированиеunclassified

Human resource management in China (in the financial sector)

Гойхман¹,

Гришаев²,

Цзин³

et al. 2019

E-Management

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Systematically carried out over the past forty years economic reforms have given impetus to the development of the financial industry in China. Any changes suggest new approaches in the management system. Despite the results obtained there are some problems in the financial industry of China. In modern China there is a synthesis of Western and Eastern management theories, but it is necessary to pay tribute to traditional values, that influence on the thinking of leaders. The problems of human resource management in China in the financial industry have been considered in the article. The areas, where the most revolutionary changes are currently taking place, such as cross-border e-commerce, also have been indicated. In China, the proliferation of the Internet finance industry has been made possible by the surge in e-commerce. The fundamental factor in the psychology of the Chinese is Confucianism, on which they rely in all spheres of life. Despite the fact that in modern China there is a synthesis of the Western and Eastern theories of governance, it is necessary to pay tribute to the traditional values, which influence the thinking of the leaders of Chinese organizations. But new areas of activity require other, more advanced approaches to personnel training. The advantages and disadvantages of human resources management in the banking sector of China have been considered in the article. As a result of the analysis of indicators and problems of personnel management in the financial sphere, the main conclusions and recommendations on the structure of human resource management at this stage of improving society in China have been presented.

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China’s Internet Finance Boom and Tyrannies of Inclusion

Cited by 36 publications

References 32 publications

Emerging Trends and Innovation Modes of Internet Finance—Results from Co-Word and Co-Citation Networks

Emerging Trends and Innovation Modes of Internet Finance—Results from Co-Word and Co-Citation Networks

The red and the black: China’s social credit experiment as a total test environment

Human resource management in China (in the financial sector)

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