Comparative Study : Determinant On Banking Profitability Between Buku 4 And Buku 3 Bank In Indonesia

Setiawan, Andy; Hermanto, Bambang

doi:10.23917/benefit.v2i1.2918

Cited by 9 publications

(12 citation statements)

References 3 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…This showed that Buku 3 banks' ability to repay depositors' withdrawals was better than the others. The results of the study were also supported by research conducted by Setiawan and Hermanto (2016). However, Ahmad (2015) showed slightly different results, where the LDR had a positive but not significant effect because banks were not in an optimal condition in providing loans and lending.…”

Section: Literature Reviewsupporting

confidence: 58%

Determinants of Bank Profitability of Indonesian Banks Based on Core Capital Size in Category 3 and 4

Santoso¹,

Wibowo²,

Kristamuljana³

et al. 2020

SAKI

View full text Add to dashboard Cite

Indonesian banks are categorized into four classes based on core capital size that determines the scope of banks’ business activities. This research aimed to identify the determinants of profitability of banks with the core capital size of IDR 5-30 trillion (called “Buku 3” category) and banks with the core capital size of more than IDR 30 trillion (called “Buku 4” category). The data sample was 27 conventional commercial banks listed on the Indonesia Stock Exchange (BEI) from 2009 to 2018. These banks are divided into three different sample classes namely Buku 3 only, Buku 4 only, and Buku 3 and Buku 4 categories. By applying a panel regression model, the results showed that net interest margin (NIM) positively affected profitability of the banks in Buku 3, banks in Buku 4, as well as banks in Buku 3 and Buku 4 category. Moreover, operating expense to operating income ratio (BOPO) and non-performing loans (NPL) negatively affected profitability of those banks in the three sample classes. However, loan to deposit ratio (LDR) and capital adequacy ratio (CAR) have negative relationships with profitability for banks in the Buku 4 category only. Accordingly, this study finds that banks in different sizes of core capital categories have different factors affecting profitability in the Indonesian banking sector.

show abstract

Section: Literature Reviewsupporting

confidence: 58%

Determinants of Bank Profitability of Indonesian Banks Based on Core Capital Size in Category 3 and 4

Santoso¹,

Wibowo²,

Kristamuljana³

et al. 2020

SAKI

View full text Add to dashboard Cite

show abstract

“…(2) (Ayu, Dewi, Sinarwati, Ari, & Darmawan, 2014) examined the effect of capital adequacy, and researchers found that capital adequacy had no significant and negative effect on profitability, whereas (Setiawan, 2017) said that capital adequacy had a positive and significant effect on ROA, and capital adequacy have a positive and significant effect on ROA and ROE. The results of these two research findings are different, so researchers want to re-examine the effect of capital adequacy on financial performance.…”

Section: %mentioning

confidence: 99%

Relationship Between Non Performing Loans (Npl), Capital Adequacy Ratio (Car), Loan to Deposit Ratio (Ldr) Towards Return on Equity (Roe) at Pt. Bank Central Asia 2014 – 2018

Vellanita

Arimbawa

Damayanti

2019

prd

View full text Add to dashboard Cite

This study aims to analyze the relationship of variable NPL with ROE, CAR variable with ROE, and variable LDR with ROE. This research is associative with a quantitative approach. The technique of collecting data uses the documentation and library method, which used a population of quarterly financial statements for 2014-2018 PT BCA Tbk, and it was collected 15 samples. Techniques for analyzing data using SPSS version 16. The results of this study indicate that credit risk (NPL), capital adequacy (CAR), liquidity risk (LDR) have a significant effect on financial performance (ROE). The limitations of the results of this study were only carried out at PT BCA Tbk through secondary data in the form of the 2014-2018 annual financial report. Measurement of Return On Equity (ROE) variables only through independent variables NPL, CAR, and LDR.

show abstract

“…That is why this study is more interested in seeing the composition of the board of directors, not on the individual quality of one of the directors. Setiawan and Hermanto (2017) also suggested that NIM had the most influence on positive ROA and ROE. NPL and BOPO affect the negative ROA and ROE, but not as much as the influence of the NIM.…”

Section: Theoretical Review 21 Top Management Team (Tmt) and Diversitymentioning

confidence: 97%

“…These two ratios will be used in this study. operational performance on the bottom line (Setiawan and Hermanto, 2017). For this reason, this study only limits to a bank in BUKU categories 3 and 4.…”

Section: Banking Performancementioning

confidence: 99%

Peran Gender Top Management Tim Terhadap Kinerja Bank Umum Nasional Buku 3 dan Buku 4

Adriansyah

2019

JIME

View full text Add to dashboard Cite

The Board of Commissioners and the Board of Directors, which are Top Management Teams (TMT) are essential resources for organizations in building organizational performance. One of the factors of the TMT that was considered necessary was the diversity of the TMT members. The composition of the Board of Commissioners and the Board of Directors is a crucial part that shapes their abilities and impacts on the company's performance. From the existing studies, it turns out that the impact of TMT composition on performance produces mixed results and is considered to be still confusing, so it still needs further investigation. This research was conducted in the context of the banking industry and used operational performance as a direct impact of TMT diversity, as well as its direct impact on the bottom line (ROA and ROE). The data used is the Indonesian Commercial Bank in BUKU 3 & 4 categories, which is categorization of Commercial Banks based on business activity grouping (Bank Umum Kelompok Usaha or BUKU, hereafter). The period used is five years, namely from 2013-2017. The safety of TMT used is Gender diversity. The operational performance used is Non Performing Loans (NPL), Operating Income Operating Costs (BOPO), Net Interest Margin (NIM), Outstanding Loans and Outstanding Third Party Funds. Testing models using SEM with the Smart PLS 3.0 application. The results showed that gender diversity reduced Outstanding Loans and Outstanding Third Party Funds and BOPO. Gender diversity does not significantly affect NPL and NIM and ROA and ROE. The factors that influence ROE are NPL, BOPO and outstanding loan, while the factors that influence ROA are NIM and BOPO. Abstrak Dewan Komisaris dan Dewan Direktur yang merupakan Top Manajemen Team (TMT) merupakan sumber daya penting bagi organisasi dalam membangun kinerja organisasi. Salah satu faktor dari TMT yang dianggap penting adalah keragaman dari anggota TMT tersebut. Komposisi dari Dewan Komisaris dan Dewan Direksi adalah bagian penting yang membentuk kemampuan mereka dan berdampak pada kinerja perusahaan. Dari penelitian-penelitian yang ada ternyata dampak dari komposisi TMT terhadap kinerja menghasilkan hasil yang beragam dan dinilai masih membingungkan, sehingga masih perlu untuk diteliti lebih lanjut. Penelitian ini dilakukan pada konteks industri perbankan dan menggunakan kinerja operasional sebagai dampak langsung dari keragaman TMT, serta dampak langsungnya terhadap bottom line (ROA dan ROE). Data yang digunakan adalah Bank Umum Indonesia yang masuk katagori Buku 3 dan Buku 4. Rentang waktu yang digunakan adalah 5 tahun, yakni dari tahun 2013-2017. Kegaraman TMT yang digunakan adalah keragaman Gender. Kinerja operasional yang digunakan adalah Non Performing Loan (NPL), Biaya Operasional Pendapatan Operasional (BOPO), Net Interest Margin (NIM), Outstanding Loan dan Outstanding Dana Pihak Ketiga. Pengujian model menggunakan SEM dengan aplikasi Smart PLS 3.0. Hasil penelitian menunjukkan bahwa keragaman gender menurunkan Outstanding Loan dan Outstanding Dana Pihak Ketig...

show abstract

Comparative Study : Determinant On Banking Profitability Between Buku 4 And Buku 3 Bank In Indonesia

Cited by 9 publications

References 3 publications

Determinants of Bank Profitability of Indonesian Banks Based on Core Capital Size in Category 3 and 4

Determinants of Bank Profitability of Indonesian Banks Based on Core Capital Size in Category 3 and 4

Relationship Between Non Performing Loans (Npl), Capital Adequacy Ratio (Car), Loan to Deposit Ratio (Ldr) Towards Return on Equity (Roe) at Pt. Bank Central Asia 2014 – 2018

Peran Gender Top Management Tim Terhadap Kinerja Bank Umum Nasional Buku 3 dan Buku 4

Contact Info

Product

Resources

About