“…Therefore, other indicators are necessary. They can be, for instance, attracting deposits [Berger & Hannan, 1989], assets and deposits [Berger et al, 1999], assets, loans and deposits [Ljumović et al, 2014], deposits and loans to legal and physical persons [Коцофана и Стажкова, 2011], deposits, loans to legal and physical persons and assets [Ракша, 2010], deposits, loans to legal and physical persons and capital [Lončar & Rajić, 2012], assets, capital, loans, deposits, interest income and net profit (loss) after tax [Miljković et al, 2013]. A review of literature about the use of concentration measures in banking sector until the beginning of 2000s is given in [Bikker & Haaf, 2002b].…”