Several processes unfold during the supercontinent cycle, more than one of which might result in an elevation in subcontinental mantle temperatures, thus multiple interpretations of the concept of continental insulation exist. Although a consensus seems to have formed that subcontinental mantle upwellings appear below large continents extensively ringed by subduction zones, there are differing views on what role continental insulation plays in the production of elevated mantle temperatures. Here we investigate how the heating mode of the mantle can change the influence of the “thermal blanket” effect. We present 2‒D and 3‒D Cartesian geometry mantle convection simulations with thermally and mechanically distinct oceanic and continental plates. The evolution of mantle thermal structure is examined after continental accretion at subduction zones (e.g., the formation of Pangea) for a variety of different mantle‒heating modes. Our results show that in low‒Rayleigh number models the impact of the role of continental insulation on subcontinental temperatures increases, when compared to models with higher convective vigor. Broad, hot upper mantle features generated in low‒Rayleigh number models (due, in part, to the thermal blanket effect) are absent at higher Rayleigh numbers. We find that subcontinental heating in a high‒Rayleigh number flow occurs almost entirely as a consequence of the influence of subduction initiation at the continental margin, rather than the influence of continental insulation. In our models featuring Earth‒like convective vigor, we find that it is difficult to obtain subcontinental temperatures in significant excess of suboceanic temperatures over timescales relevant to supercontinent aggregation.