We present a study of the central engine in the broad-line radio galaxy 3C 109. To investigate the immediate surrounding of this accreting, supermassive black hole, we perform a multi-epoch broadband spectral analysis of a joint NuSTAR/XMM observation (2017), an archival XMM observation (2005) and the 105-month averaged Swift-BAT data. We are able to clearly separate the spectrum into a primary continuum, neutral and ionized absorption, and a reflection component. The photon index of the primary continuum has changed since 2005 (Γ = 1.61 +0.02 −0.01 → 1.54 ± 0.02), while other components remain unchanged, indicative of minimal geometric changes to the central engine. We constrain the high-energy cutoff of 3C 109 (E cut = 49 +7 −5 keV ) for the first time. The reflector is found to be ionized (log ξ = 2.3 +0.1 −0.2 ) but no relativistic blurring is required by the data. SED analysis confirms the super-Eddington nature of 3C 109 initially (λ Edd > 2.09). However, we do not find any evidence for strong reflection (R = 0.18 +0.04 −0.03 ) or a steep power law index, as expected from a super-Eddington source. This puts the existing virial mass estimate of 2 ×10 8 M ⊙ into question. We explore additional ways of estimating the Eddington ratio, some of which we find to be inconsistent with our initial SED estimate. We obtain a new black hole mass estimate of 9.3 ×10 8 M ⊙ , which brings all Eddington ratio estimates into agreement and does not require 3C 109 to be super-Eddington.