“…Also, to survive and grow by attracting new customers in today's fast-moving financial services sector, insurance firms must be able to engage their customers at all imaginable touch points to align their strategies with the customer needs. Customer engagement (CE) is depicted as a way to create, build, and improve customer relationships (Abbas et al, 2018;Brodie et al, 2013) and is regarded as a strategic imperative to build a sustained competitive advantage (Hollebeek, 2012;Islam et al, 2019;Kumar & Pansari, 2016;Van Tonder & Petzer, 2018). Similarly, CE is a concept that is being examined as a tool to facilitate predictive power of customer behavior which includes loyalty and referrals (Brodie et al, 2011;Khan et al, 2016;Thakur, 2016;Zhang et al, 2017).…”