Determinan Pengambilan Keputusan Memilih Bank Syariah

Majid, Nurkholish

doi:10.35448/jmb.v12i2.6566

Cited by 2 publications

(1 citation statement)

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“…Berbagai kasus yang mewarnai wajah perbankan di Indonesia, maka sektor perbankan di Indonesia yang masih didominasi oleh perbankan konvensional dirasa kurang memberikan hasil yang memuaskan. Oleh karena itu muncul sistem perbankan lain yang melandaskan pada Sistem Ekonomi Islam yakni Perbankan Syariah (Majid, 2020).…”

Section: Pendahuluanunclassified

Pengaruh Pengetahuan dan Kesadaran Nasabah Akan Perbankan Syariah Terhadap Keputusan Nasabah Dalam Memilih Fasilitas Pembiayaan Kredit Usaha Rakyat (KUR) Syariah di Bank Syariah Indonesia Area Kota Medan

Aisyah,

Arif

2023

JIEI

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This study aims to determine the influence of knowledge and awareness of nasbah simultaneously on customer decisions in choosing Micro KUR products at Bank Syariah Indonesia. This type of research is field research (field research), which is direct observation of the object to be studied to obtain relevant data. This research uses a quantitative approach, the sources used in this study consist of two types, namely primary and secondary. The primary data of the data being studied is by providing questionnaires to respondents to respondents, while skunder data carried out through literature studies help find theories that support this research. Samples were taken as many as 50 BSI customers. The analysis technique uses multiple linear regression analysis, and the hipoetic test t test, f test, and detremination test. The results of the research on unison testing of the variables Knowledge (X1), and Awareness (X2 have a positive and significant effect on the customer's decision to choose a Sharia KUR financing facility at BSI. Testing the coefficient of determination obtained with a value of 0.840 means that 84.0% of changes in variables are bound by customer decisions in choosing a Sharia KUR financing facility at BSI, influenced by knowledge and awareness. Meanwhile, the remaining '16.02% is explained by other factors beyond the two research variables.

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Section: Pendahuluanunclassified

Pengaruh Pengetahuan dan Kesadaran Nasabah Akan Perbankan Syariah Terhadap Keputusan Nasabah Dalam Memilih Fasilitas Pembiayaan Kredit Usaha Rakyat (KUR) Syariah di Bank Syariah Indonesia Area Kota Medan

Aisyah,

Arif

2023

JIEI

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Pengaruh Literasi Keuangan Syariah Terhadap Keputusan Memilih Asuransi Syariah

Azri,

Rezki,

Purwanto

2024

DIES

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This research examines and discusses how sharia financial literacy influences the decision to choose sharia insurance. In today’s modern era, the level of understanding of sharia finance is very important in determining the insurance you want to use and reducing risks that affect financial losses. A good understanding of finances can improve the quality of decision making to achieve prosperity. The aim of this research is to analyze the influenceof sharia financial literacy on the choice of sharia insurance. This research involved a sampel of 48 stundents of the sharia economics study program at the Bengkalis State Islamic College. The results of this research show that, with sharia financia literacy, students feel able to understand sharia insurance as financial protection. Students also feel that sharia financial literacy provides a level of understanding of sharia insurance. Based on this, it can be seen that sharia financial literacy has a significant impact on the choice of sharia insurance and fosters confidence in the use of sharia financial product for better risk management.

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Determinan Pengambilan Keputusan Memilih Bank Syariah

Cited by 2 publications

References 0 publications

Pengaruh Pengetahuan dan Kesadaran Nasabah Akan Perbankan Syariah Terhadap Keputusan Nasabah Dalam Memilih Fasilitas Pembiayaan Kredit Usaha Rakyat (KUR) Syariah di Bank Syariah Indonesia Area Kota Medan

Pengaruh Pengetahuan dan Kesadaran Nasabah Akan Perbankan Syariah Terhadap Keputusan Nasabah Dalam Memilih Fasilitas Pembiayaan Kredit Usaha Rakyat (KUR) Syariah di Bank Syariah Indonesia Area Kota Medan

Pengaruh Literasi Keuangan Syariah Terhadap Keputusan Memilih Asuransi Syariah

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