Determinan Tingkat Suku Bunga Pinjaman Di Indonesia Tahun 1983 – 2002

Kurniawan, Taufik

doi:10.21098/bemp.v7i3.118

Cited by 3 publications

(3 citation statements)

References 1 publication

Supporting

Mentioning

Contrasting

Order By: Relevance

“…The reducing of banks' lending rate will be the opportunity for the business sector to invest more in their business by borrowing money from the banks. Kurniawan (2004) [10] found the same result as this research which in the long run, SIBOR influences the lending rate negatively.…”

Section: The Structural Equationsupporting

confidence: 83%

The Influence of Exchange Rate, International Interest Rate and Inflation Rate on Lending and Deposit Rate of Indonesia Banking Sector Through Reference Policy Rate as Intervening Variable

Mandeij¹,

Rumate²,

Rompas³

2019

IJEAT

View full text Add to dashboard Cite

The determination of bank interest rates that consist of lending rate and deposit rate is a crucial decision for the bank business as a financial intermediary. The banks must take into account the underlying factors that influencing their interest rate determination. This research examines the influence of foreign factors and domestic factor on lending and deposit rate through a reference policy rate called BI 7-day (reverse) repo rate as an intervening variables. Foreign factors are represented by exchange rate Rupiah against USD and international interest rate called Singapore Interbank Offer Rate (SIBOR). Domestic factor is represented by inflation rate. BI 7-day (reverse) repo rate is determined by Bank Indonesia as a new reference rate for the banks to determine their lending and deposit rate. It must be noticed carefully by the banks because it shows the direction of monetary policy from Bank Indonesia to stabilize economy, especially inflation. Model of path analysis is applied to estimate the monthly series data from September 2016 to December 2018. The result shows that the exchange rate has a positive and significant influence on BI 7-day (reverse) repo rate. Inflation rate and SIBOR has negative and insignificant influence on BI 7-day (reverse) repo rate. Both lending rate and deposit rate are influenced positively and significantly by BI 7-day (reverse) repo rate but the influence on lending rate is stronger than on deposit rate. Simultaneously, all foreign and domestic factors influence significantly on lending rate and deposit rate. It can be concluded that BI 7-day (reverse) repo rate as a new reference policy rate has been transmitted well to the banking sector in the form of determination of lending and deposit rate

show abstract

Section: The Structural Equationsupporting

confidence: 83%

The Influence of Exchange Rate, International Interest Rate and Inflation Rate on Lending and Deposit Rate of Indonesia Banking Sector Through Reference Policy Rate as Intervening Variable

Mandeij¹,

Rumate²,

Rompas³

2019

IJEAT

View full text Add to dashboard Cite

show abstract

“…The interest rate is the price that is willing to pay out of the use of money for a certain period (Kurniawan, 2004). Monetary policy through the interest rate of Bank Indonesia (BI) is crucial to the benefits and risks of a bank.…”

Section: Literature Reviewmentioning

confidence: 99%

The Impact of Macroeconomic on Nonperforming Loan: Comparison Study at Conventional and Islamic Banking

2018

View full text Add to dashboard Cite

show abstract

“…The second step is to perform the Augmented Dickey-Fuller (ADF) test to determine whether the data used contain unit roots (not stationary) or does not contain unit roots (stationary). In stationary testing, the requirement for a time-series data to be categorized as stationary is if the absolute value of the ADF t-statistic is greater than the absolute value of the t-statistic for MacKinnon's critical value with a predetermined α magnitude (Kurniawan, 2005). The results of the root test output of the Temanggung Regency Roadside Parking Space Retribution using the Eviews11 program are as follows: Based on the output of the test results at the level of the stage, it can be seen that the absolute value of the ADF t-statistic is greater than the absolute value of the MacKinnon critical value t-statistic at the level of confidence as Table 6 shown above.…”

Section: Trend Analysismentioning

confidence: 99%

Analysis Of Effect Of Roadside Parking Space Retribution To Local Own-Source Revenue Of Temanggung Regency

Oktaningrum

Bintariningtyas

2021

OJEP

View full text Add to dashboard Cite

This study aims to determine (1) The influence of Roadside Parking Space Retribution to Local Own-source Revenue of Temanggung Regency (2) The potential of Roadside Parking Space Retribution of Temanggung Regency on March 2021 (3) The trend of Roadside Parking Space Retribution of Temanggung Regency on March until May 2021 (4) The effectiveness and efficiency ratio of Roadside Parking Space Retribution revenue of Temanggung Regency on 2017 until 2020. This research uses a descriptive quantitative approach. The secondary data was obtained from the Department of Transportation, consisting of the target data for parking retribution, collection fees and the realization of parking retribution that are used in significance test analysis, potential secondary data, trend analysis, effectiveness analysis and efficiency analysis, while the primary data is obtained directly from interviews with parking attendants to calculate the parking potential of primary data. The results of this study are (1) The Roadside Parking Retribution significantly influenced to Local Own-source Revenue of Temanggung Regency (2) The potential of Roadside Parking Retribution could be developed in order to reach its maximum potential (3) Economic forecasting showed that the next three period downward trend will likely occur (4) The effectiveness ratio of Roadside Parking Retribution revenue categorized as very effective and the efficiency ratio categorized as very efficient. It would be best for Department of Transportation of Temanggung Regency to do an annual survey once a year and to improve awareness on how to use a ticket parking among the people.

show abstract

Determinan Tingkat Suku Bunga Pinjaman Di Indonesia Tahun 1983 – 2002

Cited by 3 publications

References 1 publication

The Influence of Exchange Rate, International Interest Rate and Inflation Rate on Lending and Deposit Rate of Indonesia Banking Sector Through Reference Policy Rate as Intervening Variable

The Influence of Exchange Rate, International Interest Rate and Inflation Rate on Lending and Deposit Rate of Indonesia Banking Sector Through Reference Policy Rate as Intervening Variable

The Impact of Macroeconomic on Nonperforming Loan: Comparison Study at Conventional and Islamic Banking

Analysis Of Effect Of Roadside Parking Space Retribution To Local Own-Source Revenue Of Temanggung Regency

Contact Info

Product

Resources

About