Determinan Transaksi Nontunai Di Indonesia Dengan Pendekatan Error Correction Mechanism (Ecm) Model

Ramadhani, Zulfa Nur Fajri; Oktora, Siskarossa Ika; IJSA, Indonesian Journal of Statistics and Its Applications

doi:10.29244/ijsa.v3i1.190

Cited by 6 publications

(7 citation statements)

References 2 publications

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“…In reality digital transactions are a function of electronic fund transfers, card payments, paper clearing, and prepaid payment instruments. [6] The increasing number of transactions carried out by the people has become one of the causes of the development of non-cash payment systems [7]. The development of fintech and e-commerce in Indonesia is very fast with the number of fintech providers reaching 272 companies and e-commerce providers reaching 200 providers in 2019 ( Figure 2.)…”

Section: B Electronic Retail Transactions and Financial Technologymentioning

confidence: 99%

“…[9] This shows the strengthening of the role of non-banks in the provision of payment services in the Indonesian financial industry. There is already considerable research that shows a causal relationship between the use of electronic retail transaction instruments and organizational profitability, including Thirupathi (2019) which reviews the advantages and disadvantages of non-cash transactions and that electronic transactions help move money from person to person more easily [7]. Thirupathi (2019) also states that the benefits of non-cash transactions greatly help banks to avoid crowds within banks which cause pressure on their employees.…”

Section: B Electronic Retail Transactions and Financial Technologymentioning

confidence: 99%

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The COVID-19 Pandemic's Impact on Indonesia's Electronic Retail Payment Transactions

Trisnowati

Muditomo

Manalu

et al. 2020

2020 International Conference on Information Management and Technology (ICIMTech)

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This research aims to analyze the differences in the number of cash, shop, intrabank, interbank, and electronic transactions in normal conditions and at the time of the COVID-19 pandemic, and see if there is an increase or decrease in the number of transactions during the pandemic in 2020. It was an empirical study in which the survey was conducted using secondary data between January to March 2019 and January to March 2020, which collected from the Indonesia Central Bank (BI) Statistics Data and Financial Services Authority (OJK) Statistics Data. The data collected were analyzed with paired sample t-tests (95% significance level) by presenting several factors influencing customer perception. The research finds out that there is a statistically significant difference between the numbers of Electronic money transactions before and after COVID-19, while there are no statistically significant differences for other electronic retail payment transaction instruments, such as credit cards, debit cards, intra transfers and interbank, electronic money. The number of cash and shop transactions during the pandemic experienced a slight increase, while the number of intrabank and interbank transactions decreased during the pandemic when compared to normal conditions last year. A significant difference occurred in the number of electronic money transactions that experienced an increase of 2,117%.

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Section: B Electronic Retail Transactions and Financial Technologymentioning

confidence: 99%

Section: B Electronic Retail Transactions and Financial Technologymentioning

confidence: 99%

The COVID-19 Pandemic's Impact on Indonesia's Electronic Retail Payment Transactions

Trisnowati

Muditomo

Manalu

et al. 2020

2020 International Conference on Information Management and Technology (ICIMTech)

View full text Add to dashboard Cite

show abstract

“…Based on the study by Ramadhani & Oktora (2019) showed positive relation between inflation with non-cash transaction. The increment of inflation is possible when people tried to switch to cheaper goods and services in order to meet their daily needs with their income.…”

Section: Resultsmentioning

confidence: 97%

“…improvement in payment method in Indonesia, it is digital payment tool. The rapid growth of noncash payment system due to development of technology make a huge impact for payment system sustainability in Indonesia, it also encourage people to shopping (Ramadhani & Oktora, 2019). The convenience in shopping using e-money will cause a decrease of requested money (Slozko & Pelo, 2014).…”

Section: Incorrect Classification Can Cause Formulation and Implementmentioning

confidence: 99%

Analysis The Use of Electronic Money in Indonesia

Arifin

Oktavilia

2020

EDAJ

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E-money is an innovation of payment methods. A transaction using electronic money has more advantages than using cash. These advantages make electronic money transactions keep increasing. Currently, the increment of electronic money transactions didn’t follow by a reduction in the amount of money in circulation. This study aims to analyze the effect of macro instruments such as Gross Domestic Product, money supply (M1), inflation, and BI Rate on e-money transactions. This study focuses more on server-based electronic money and cash-substitution capabilities. This research uses quantitative methods using time-series data from January 2009 to December 2019, and the Error Correction Model Engle-Granger was employed. The results of the study show that the GDP variable in a short-run has an insignificant negative effect, while in a long-run has a positive effect, it is also significant on e-money transaction in Indonesia. The M1 variable in the short-run has an insignificant negative effect, while in the long-run, it has a significant negative effect on e-money in Indonesia. Inflation variables in both the short and long-run have an insignificant positive effect on e-money in Indonesia. The variable BI rate in the short and long-run have an insignificant negative effect on e-money in Indonesia.

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“…Keputusan konsumsi rumah tangga juga dapat memengaruhi keseluruhan perilaku perekonomian, baik dalam jangka panjang maupun jangka pendek. Kontribusi konsumsi yang besar tentu akan sangat berpengaruh terhadap perekonomian suatu negara jika terjadi perubahan terhadap konsumsi masyarakat (Ramadhani et al, 2019).…”

Section: Pendahuluanunclassified

Konsep Diri Sebagai Pengontrol Impulse Buying Pada Ibu Rumah Tangga

Desriane

Hamiyati

Elmanora

2021

JKKP

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Abstrak Penelitian ini bertujuan untuk menganalisis pengaruh konsep diri terhadap impulse buying pada ibu rumah tangga. Penelitian ini dilakukan di Kelurahan Baros, Kota Sukabumi, Provinsi Jawa Barat. Penelitian ini melibatkan 100 orang ibu rumah tangga yang dipilih secara puposive. Pengumpulan data dilakukan pada bulan April sampai dengan Juni 2021 dengan menggunakan metode survey. Data dianalisis dengan menggunakan statistika deskriptif dan statistika inferensial (uji regresi linear sederhana). Hasil penelitian menunjukkan bahwa konsep diri dan impulse buying pada ibu rumah tangga termasuk dalam kategori sedang. Konsep diri berpengaruh negatif dan signifikan terhadap impulse buying. Hasil analisis ini mengindikasikan bahwa konsep diri yang semakin baik dapat menurunkan impulse buying pada ibu rumah tangga. Artinya, impulse buying pada ibu rumah tangga dapat dikontrol oleh konsep diri ibu rumah tangga tersebut. Dengan demikian, cara yang dapat dilakukan untuk mengurangi impulse buying pada ibu rumah tangga adalah dengan cara meningkatkan konsep diri pada ibu rumah tangga. Kata kunci: ibu rumah tangga, impulse buying, konsep diri, perilaku konsumen Self-Concept as Impulse Buying Controller in Homemakers Abstract This study aims to analyze the effect of self-concept on impulse buying at homemakers. The location conducted this research is Baros Village, Sukabumi City, West Java Province. This study involved 100 homemakers who were selected purposively. Data collection was carried out from April to June 2021 using the survey method. Data were analyzed using descriptive statistics and inferential statistics (simple linear regression test). The results showed that homemakers had self-concept and impulse buying in the medium category. Self-concept has a negative and significant effect on impulse buying. The results of this analysis indicate that a better self-concept can reduce impulse buying for homemakers. That is, the housewife's self-concept can control impulse buying at homemakers. Thus, the way to minimize impulse buying for homemakers is by increasing the self-concept of homemakers. Keywords: consumer behavior, homemakers, impulse buying, self-concept

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Determinan Transaksi Nontunai Di Indonesia Dengan Pendekatan Error Correction Mechanism (Ecm) Model

Cited by 6 publications

References 2 publications

The COVID-19 Pandemic's Impact on Indonesia's Electronic Retail Payment Transactions

The COVID-19 Pandemic's Impact on Indonesia's Electronic Retail Payment Transactions

Analysis The Use of Electronic Money in Indonesia

Konsep Diri Sebagai Pengontrol Impulse Buying Pada Ibu Rumah Tangga

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