Determinant of The Financial Literacy: Case Study on Career Woman in Indonesia

Dewanty, Novia; Isbanah, Yuyun

doi:10.15408/etk.v17i2.6681

Cited by 21 publications

(20 citation statements)

References 14 publications

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“…The same results were also produced by Murendo and Mutsonziwa (2017), and Dewanty and Isbanah (2018) for gender and income relationship with financial literacy, while the effect on financial literacy by education was found negative for investors in Pakistan. The influence of age, employment status, living arrangements, and marital status is insignificant here (Morgan & Trinh, 2019;Jariwala, 2013;Pires and Quelhas, 2015).…”

Section: Discussionsupporting

confidence: 70%

“…Financial literacy is strongly predicted by age (Morgan & Trinh, 2019), gender (Murendo & Mutsonziwa, 2017), income (Dewanty & Isbanah, 2018), education level (Garcia & Tessada, 2013), marital status (Jariwala, 2013), employment status (Morgan & Trinh, 2019), and living arrangements (Lusardi & Mitchell, 2011). More specifically, as the income and age of the individual increases then financial literacy is also increased with time (Lusardi & Tufano, 2009).…”

Section: Financial Literacy and Demographic Variablesmentioning

confidence: 99%

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Factors Affecting Financial Literacy and Financial Behaviour of Investors in Pakistan

Khan

Aslam

Nisar-Ul-Mulk

2020

RJSSER

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The main purpose of our study is to find out the impact of financial socialization, cognitive ability, and self-efficacy on financial literacy and financial behavior of investors in Pakistan. This study has used a non-probability convenience-based sampling technique for collecting the data. A total of 429 individual investors were analyzed with the help of structural equation modeling (SEM) through Smart PLS. The results of our research study suggested that the participation of female investors as compare to male investors is very low. The main results of the study showed that cognitive ability and self-efficacy have a significantly positive impact on financial literacy, but an insignificant impact of these two variables on financial behavior was found. Findings also suggested that the influence of financial socialization on financial literacy is insignificant, while financial behavior is positively influenced by financial socialization and financial literacy. In mediating analysis cognitive ability and self-efficacy have positively affected financial behavior, while financial socialization has an insignificant effect on financial behavior through financial literacy. This research study provides important implications for researchers and other policymakers. Policymakers can formulate policies regarding trainings to improve the financial literacy of investors. Researcher can further investigate these variables for other segments of the society.

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Section: Discussionsupporting

confidence: 70%

Section: Financial Literacy and Demographic Variablesmentioning

confidence: 99%

Factors Affecting Financial Literacy and Financial Behaviour of Investors in Pakistan

Khan

Aslam

Nisar-Ul-Mulk

2020

RJSSER

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“…Dewanty and Isbanah [34] this study examined the influence of demographic factors and the factor of financial socialization on financial literacy.…”

Section: Literature Reviewmentioning

confidence: 99%

Demographic Analysis of Financial Literacy Level in Azerbaijan

Akbulaev¹,

Mammadova²

2021

ujaf

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Financial literacy is knowledge that every person needs in everyday life. Studying theory, mastering practical skills, developing financial thinking -all this will allow each of us to become financially successful. Research Objective: The aim of this study is to ascertain the financial literacy level of individuals living in Baku, The Republic of Azerbaijan. 280 people between the ages of 17-60 were involved in the survey, comprised of public and private sector employees, self-employed, retirees and students to attain this objective. Method: SPSS 25.0 for Windows package program was used to evaluate the research data. First of all, frequency was determined in the research. While testing the hypotheses of the research, t-test was applied for independent samples, and Mann Whitney U test was used for comparison of two nonparametric independent groups in the examination of the differences between more than two groups. In addition, the Chi-Square test was utilized to ascertain the degree and direction of the relationship between the relevant variables. Factor analysis has been practised to reduce the number of basic dimensions or group, the variables to facilitate understanding and interpretation of the relationships between multiple variables. In order to decide on the correctness of the answers given to the questions, reliability analysis was performed. Results: In consequence of research, the average level of financial literacy success is determined to be 75% in Baku. Nevertheless, financial literacy level of the participants differs according to demographic variables such as gender, age, marital status, income, profession, education level. Conclusıon: These results can be used to guide policy makers where to place more emphasis in terms of financial education for Azerbaijans.

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“…Sosialisasi keuangan merefleksikan pengetahuan keuangan syariah yang didapatkan mahasiswa sehingga mendorong tingkat literasi keuangan syariah yang dimiliki. Dewanty & Isbanah (2018) menemukan bahwa sosialisasi keuangan memiliki pengaruh positif dan signifikan terhadap literasi keuangan yaitu sebesar 72,4%. Penelitian dengan variabel serupa juga dilakukan oleh (Maria (2019), akan tetapi pengaruh yang ditemukan hanya sebesar yaitu 15,8%.…”

Section: Pendahuluanunclassified

Pengaruh Religiusitas, Pendidikan Keluarga, Dan Sosialisasi Keuangan Terhadap Literasi Keuangan Syariah Dengan Kecerdasan Intelektual Sebagai Variabel Moderasi

Defiansih

2021

JEP

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Abstrak: Penelitian ini bertujuan menguji pengaruh religiusitas, pendidikan keluarga, dan sosialisasi keuangan terhadap literasi keuangan syariah dengan kecerdasan intelektual sebagai variabel moderasi. Penelitian ini menggunakan pendekatan kuantitatif. Populasi dalam penelitian ini adalah mahasiswa Pendidikan Ekonomi se-Kota Semarang Angkatan 2016 sejumlah 418 mahasiswa. Teknik pengambilan sampel manggunakan proportional stratified random sampling dengan jumlah sampel 204 mahasiswa berdasarkan rumus slovin tingkat kesalahan 5%. Metode pengumpulan data menggunakan kuesioner. Teknik analisis data menggunakan analisis deskriptif dan analisis regresi moderasi dengan uji selisih mutlak. Hasil statistik deskriptif menunjukkan bahwa religiusitas berada pada kategori sangat tinggi, pendidikan keluarga pada katerogi baik, literasi keuangan syariah, sosialisasi keuangan, dan kecerdasan intelektual pada kategori tinggi. Hasil penelitian menunjukkan religiusitas berpengaruh positif dan signifikan terhadap literasi keuangan syariah, pendidikan keluarga tidak berpengaruh terhadap literasi keuangan syariah, dan sosialisasi keuangan berpengaruh positif dan signifikan terhadap literasi keuangan syariah. Kecerdasan intelektual hanya mampu memperkuat pengaruh sosialisasi keuangan terhadap literasi keuangan syariah. Abstract: The purpose of this study was to determine the effect of religiosity, family education, and financial socialization on Islamic financial literacy with intelligence quotient as a moderating variable. This study uses a quantitative approach. The population of this study is 418 students who study economics education in Semarang. Sampling techniques use proportional stratified random sampling to 204 students based on the Slovin formula error rate of 5%. Data collection methods use questionnaires. Data analysis techniques use descriptive and regression analysis with absolute discrepancy. The descriptive study showed that Islamic financial literacy, religiosity, financial socialization, and intelligence quotient are higher, while family education is in a suitable category. The results showed that religiosity has a positive and significant impact on islamic financial literacy, familiy education does not affect islamic financial literacy, and financial socialization has a positive and significant effect on Islamic financial literacy. Intelligence quotient only strengthens the impact of financial socialization on Islamic financial literacy.

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Determinant of The Financial Literacy: Case Study on Career Woman in Indonesia

Cited by 21 publications

References 14 publications

Factors Affecting Financial Literacy and Financial Behaviour of Investors in Pakistan

Factors Affecting Financial Literacy and Financial Behaviour of Investors in Pakistan

Demographic Analysis of Financial Literacy Level in Azerbaijan

Pengaruh Religiusitas, Pendidikan Keluarga, Dan Sosialisasi Keuangan Terhadap Literasi Keuangan Syariah Dengan Kecerdasan Intelektual Sebagai Variabel Moderasi

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