“…TAM is a representative model used to explain and predict individuals' adoption of information technology. Several studies have used this model as well its extensions to explain the process of information technology acceptance, such as studies of e-service, service mobile apps, information technology systems, and internet-based services, among others (e.g., [11,15,19]), further indicating that behavioral intentions to use a given technology are determined, in part, by users' perceived ease of use (PEOU) and perceived usefulness (PU). According to TAM, PEOU is a determinant of PU [11,12].…”