Determinants of real estate bank profitability

Martins, António Miguel; Serra, Ana Paula; Stevenson, Simon

doi:10.1016/j.ribaf.2019.04.004

Cited by 37 publications

(26 citation statements)

References 55 publications

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“…The results of testing Hypothesis 2 (H2) indicate that bank size has a positive but not significant effect on bank profitability. The results of this study are in line with (Petria et al, 2015), (Martins et al, 2019), (Bouzgarrou et al, 2017), (Vernanda & Widyarti, 2016) found that size did not significantly influence bank profitability. However, different research results obtained by Kosmidou & Zopounidis (2008) and Menicucci & Paolucci (2016) found that bank size is one of the determinants of bank profitability.…”

Section: Bank Size Direct Effects On Bank Profitabilitysupporting

confidence: 89%

“…The results of testing Hypothesis 3 (H3) indicate that bank efficiency has a negative and significant effect on bank profitability. The same results were obtained from research (Vernanda & Widyarti, 2016) (Petria et al, 2015), (Martins et al, 2019) found that BOPO had a negative and significant effect on bank profitability. This shows that when the bank is unable to suppress the BOPO ratio as small as possible it will have an impact on the bank's profitability.…”

Section: The Effect Of Efficiency On Bank Profitabilitysupporting

confidence: 83%

“…This is in line with research (Adelopo, Lloydking, & Tauringana, 2018), which found that bank size had a positive effect on ROA. Other studies from (Petria et al, 2015), (Martins et al, 2019), (Bouzgarrou et al, 2017), (Vernanda & Widyarti, 2016) found that size did not significantly influence bank profitability.…”

Section: Effect Of Bank Size On Return On Assets (Roa)mentioning

confidence: 88%

“…(Dendawijaya, 2003). (Vernanda & Widyarti, 2016) (Petria et al, 2015), (Martins et al, 2019) found that BOPO had a negative and significant effect on bank profitability. This means that when the bank suppresses the BOPO ratio as small as possible the bank will increase the profits obtained by the bank.…”

Section: Effect Of Bank Size On Return On Assets (Roa)mentioning

confidence: 98%

“…Other studies from (Martins, Serra, & Stevenson, 2019) examined 108 banks in the United States, Britain, and Germany to examine the effect of bank characteristics and macroeconomic factors on bank profitability. This study found that bank-specific characteristics related to credit and liquidity risk, bank efficiency, total loan growth, opportunity costs, and implicit interest had a significant effect on bank profitability.…”

Section: Introductionmentioning

confidence: 99%

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The Role of Efficiency Mediation in the Effect of Banks Size on Bank Profitability in Indonesia

Ruslan

Pahlevi

Alam

et al. 2019

Hasanuddin Econ. Bus. Rev.

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The purpose of this study was to analyze the mediating role of bank efficiency in the effect of bank size on bank profitability. The research sample is 25 banks that have a minimum core capital of Rp. 5,000,000,000,000 and publish financial statements in full during 2010-2017. The data analysis technique in this study is path analysis (path analysis) with the help of AMOS software (Analysis of Moment Structure). The results of the study found that; 1) bank size has a positive and significant effect on bank efficiency; 2) bank size has a positive and not significant effect on bank profitability; 3) bank efficiency has a positive and significant effect on bank profitability. 4) bank efficiency is able to mediate the effect of bank size on bank profitability.

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Section: Bank Size Direct Effects On Bank Profitabilitysupporting

confidence: 89%

Section: The Effect Of Efficiency On Bank Profitabilitysupporting

confidence: 83%

Section: Effect Of Bank Size On Return On Assets (Roa)mentioning

confidence: 88%

Section: Effect Of Bank Size On Return On Assets (Roa)mentioning

confidence: 98%

Section: Introductionmentioning

confidence: 99%

See 3 more Smart Citations

The Role of Efficiency Mediation in the Effect of Banks Size on Bank Profitability in Indonesia

Ruslan

Pahlevi

Alam

et al. 2019

Hasanuddin Econ. Bus. Rev.

View full text Add to dashboard Cite

show abstract

Is there a nonlinear relationship between nonperforming loans and bank profitability? Evidence from dynamic panel threshold

Bolarinwa

Olayeni

2021

Manage Decis Econ

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This study examines the threshold effect in the nonperforming loans–profitability nexus within the Nigerian banking industry. Using the innovative dynamic panel threshold of Seo, Kim, and Kim (2019), the work documents threshold levels of 3.5% and 5.0% of nonperforming loans for return on average assets (ROAA) and return on average equity (ROAE), respectively. These levels of nonperforming loans ensure equilibrium profitability without stability trade‐off in the industry. Similarly, the robust models suggest the threshold of 5.2% and 2.81% of impaired loans for optimal ROAA and ROAE, respectively. The results are important for policy formulations. It is recommended that the Central Bank of Nigeria (CBN) should review the 5% threshold nonperforming loans adopted in the industry in 2019 prudential guidelines to ensure stability in the Nigerian banking industry.

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Subannual, Seasonal and Interannual Variability of Data on Residential Construction Market - Case Study for Poland

Mach

Paszkiel

Grubiak

2021

Control, Computer Engineering and Neuroscience

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Determinants of real estate bank profitability

Cited by 37 publications

References 55 publications

The Role of Efficiency Mediation in the Effect of Banks Size on Bank Profitability in Indonesia

The Role of Efficiency Mediation in the Effect of Banks Size on Bank Profitability in Indonesia

Is there a nonlinear relationship between nonperforming loans and bank profitability? Evidence from dynamic panel threshold

Subannual, Seasonal and Interannual Variability of Data on Residential Construction Market - Case Study for Poland

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