Determinants of the Use of E-Wallet for Transaction Payment among College Students

Kustono, Alwan Sri; Nanggala, Ardhya Yudistira Adi; Mas’ud, Imam

doi:10.14414/jebav.v23i1.2245

Cited by 32 publications

(39 citation statements)

References 16 publications

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“…These applications can be seen as e-wallet with great potentials because they come from big banks. The research results have shown diversity in the types of e-wallet applications used by students, a demonstration that the diversity will be even greater when in the outside society This also confirms that the e-wallet market in Vietnam is very dynamic and ever-changing (Kustono et al, 2020;Prasad Yadav & Arora, 2019).…”

Section: E-wallet Applicationssupporting

confidence: 54%

Ho Chi Minh City University of technology and education students' satisfaction with e-wallet service

et al. 2021

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Based on the sample survey data of 289 students of Ho Chi Minh City University of Technology and Education (HCMUTE) from February to May 2021, the paper has focused on analyzing the factors affecting the satisfaction of HCMUTE students with e-wallet services. The results show that students of Ho Chi Minh City University of Technology and Education have been using e-wallet services widely, with a high degree of satisfaction. The study also reveals that, a variety of factors influence the satisfaction of HCMUTE students such as convenience (Std. Error 0.050, Sig. =0.000); safety and security (Std. Error =0.055, Sig. =0.000); reliability (Std. Error 0,057, Sig. =0.000); policy to approach customers/employees (Std. Error 0.040, Sig. =0.000; frequency of use (Std. Error 0.043, Sig. =0.000).

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Section: E-wallet Applicationssupporting

confidence: 54%

Ho Chi Minh City University of technology and education students' satisfaction with e-wallet service

et al. 2021

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“…Previous research has shown that PEOU has a positive effect on ITU [31], [32], [33], [34]. Meanwhile, [35] and [28] did not find evidence that PEOU influenced ITU.…”

Section: Technology Acceptance Modelmentioning

confidence: 85%

“…TAM has been used extensively to study IT adoption behavior and is considered to be the basic theory for technology acceptance and adoption [9]. This model predicts factors that influence the level of acceptance and use of new technology (28). TAM is a model built based on the Theory of Reasoned Action (TRA) [29].…”

Section: Technology Acceptance Modelmentioning

confidence: 99%

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Does Financial Literacy Influencing the University Student’s Decision to Use M-Payment?

Zakiyyah¹,

Gunasti²,

Fadah³

2021

Proceedings of the 1st International Conference on Sustainable Management and Innovation, ICoSMI 2020, 14-16 September 2020, Bo

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Based on the annual data released by We are Social 2020, shows that Indonesia is a country with the highest rate of e-commerce adoption in the world, but is lagging behind in using mobile payments (m-payment). However, it is common to find that m-payment integrated with e-commerce. Why does it happen? To find this out, we conducted this research. The Technology Acceptance Model (TAM) used to parse the decision to use the m-payment technology. Then added financial literacy as antecedent for decision using mpayment. Data collected using questionnaires distributed to students and collected 120 respondents, then analyzed by using SEM. The result showed that the perception of easy to use is not a consideration in using m-payment but rather the perception of usefulness and security. The financial literacy does not influence the intention to use m-payment, but it has an impact on the behavior of using mpayment.

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“…The method to be used is interviews with respondents who have used the DANA application. From the results of this interview obtained information about user experience when using the DANA application, complaints/difficulties of users when using the DANA application [21]. Next, we create a persona that comes from respondents who have been interviewed.…”

Section: Stage 4 -User Research and Persona And Recap Of User Journey Mappingmentioning

confidence: 99%

Redesign Prototype of Fintech Application

et al. 2021

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The development of Fintech's business in Indonesia helps maximize the use of technology to change, sharpen, or improve various financial aspects ranging from payment methods, transferring funds, obtaining funds, loans to asset management can begin to be accelerated and shortened using technology. However, considering technology that is not well prepared will have an impact on a poor user experience. The DANA application still requires UI / UX difficulties on transactions so it does not meet user expectations. Assessing user-centered design can help in user-related issues. Supporting user-centered design has been supported by various techniques, methods, tools, procedures and processes that help design interactive systems that are more user-centered. Data mining methods used are interviews with end users and literature studies. New design and prototype recommendations according to usability test results. A total of seven participants tested the usability of the new transaction prototype. The expected results of this design help overcome/control the user in conducting transactions.

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Determinants of the Use of E-Wallet for Transaction Payment among College Students

Cited by 32 publications

References 16 publications

Ho Chi Minh City University of technology and education students' satisfaction with e-wallet service

Ho Chi Minh City University of technology and education students' satisfaction with e-wallet service

Does Financial Literacy Influencing the University Student’s Decision to Use M-Payment?

Redesign Prototype of Fintech Application

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