“…This variable has also been widely validated in several studies of its influence on the adoption of e-commerce in different countries, contexts and types of products and services (Al-Qeisi and Al-Abdallah, 2013;Ba, 2002;Castañeda et al, 2009;Çelik and Yilmaz, 2011;Chang and Zhu, 2011;Chiu et al, 2009Chiu et al, , 2014Escobar-Rodríguez and Carvajal-Trujillo, 2014;Karahanna, 2003;Kim et al, 2009;Luo et al, 2010;Riffai et al, 2012;San Martín and Herrero, 2012;Sánchez-Torres et al, 2017;Tan et al, 2013;Tavera-Mesías et al, 2011;Venkatesh et al, 2012;Wang et al, 2012;Zhu et al, 2015Zhu et al, , 2011):…”