Digital Connectivity in sub-Saharan Africa

Alper, Emre; Miktus, Michal

doi:10.5089/9781513514604.001

Cited by 8 publications

(1 citation statement)

References 12 publications

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“…These technologies can also improve the speed of transfers, which is of particular value in the COVID-19 crisis, as large informal sectors in many developing economies are in urgent need of assistance (IMF, 2020). Alper and Miktus (2019) argued that, the level of practice of digital disbursement financial system is facilitated by digital financial services such as payments of students' loans, remittances, and credit which are accessed and delivered through digital channels, including via mobile devices. These encompass established instruments (e.g., debit and credit cards) offered primarily by banks, as well as new solutions built on cloud computing, digital platforms, and distributed ledger technologies (DLT), spanning mobile payments, crypto-assets and peer-to-peer (P2P) applications.…”

Section: Empirical Literature Reviewmentioning

confidence: 99%

Assessment of the Practice of Digital Disbursement Financial System in Managing Student’s Loans among Higher Learning Institutions in Northen Zone Tanzania

Mtaita

Mayala

Amos

2021

AJHSS

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Digital disbursements is a relatively payment system that allows users to send funds from person to person using only mobile phone number which also used by Higher Education Student Loan Board (HESLB) to manage loans among higher learning institutions’ students. This paper as aimed at assessing the practice of digital disbursement financial system in managing students’ loans among higher learning institutions in the Northern Zone of Tanzania.The study applied descriptive research design. A questionnaire was distributed to business experts of Mwenge Catholic University to check on the content validity. To ensure data reliability, a Cronbach’s alpha as a measure of internal consistency was used. The sample size of the study included 400 respondents where questionnaire and documentary review were used as data collection tools. Descriptive statistics was used to analyse and present the quantitative data with the aid of Statistical Package for Social Science (SPSS). This study found that the use of mobiles and connectivity,availability of financial and digital infrastructure, convenient and secure banking service with lower fees,offering faster service, and availability of internetdetermined the practice of digital disbursement financial system in managing students’ loans. The study concluded that digital disbursement financial system enables peopleaccessing basic digital services for their daily lives such as paying school fees, payment of utility bills and purchase of airtime. This is made in transmission of the payment message which finally can be transmitted in funds. The study recommended that, there should be reliable internet connectivity to ensuredigital disbursement financialservices which depends on telecommunications infrastructure and internet to allow connectivity to access digital financial service.

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Section: Empirical Literature Reviewmentioning

confidence: 99%

Assessment of the Practice of Digital Disbursement Financial System in Managing Student’s Loans among Higher Learning Institutions in Northen Zone Tanzania

Mtaita

Mayala

Amos

2021

AJHSS

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Volcanology, Geochemistry, and Petrology Perspectives on Integrated, Coordinated, Open, Networked (ICON) Science

Arora

Currin

Dwivedi

et al. 2021

Preprint

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Integrated, Coordinated, Open, and Networked (ICON) science aims to enhance synthesis, increase resource efficiency, and create transferable knowledge. This article belongs to a collection of commentaries (Goldman et al., 2021) spanning geoscience on the state and future of Integrated, Coordinated, Open, and Networked (ICON) science. ICON-VGP is described here in the context of the core fields of geochemistry, volcanology and petrology. An important aspect to acknowledge here is that Volcanology, Geochemistry, Petrology (VGP) is an extremely broad field and encompasses both application areas and fundamental research questions that span investigations of mid-ocean ridge volcanoes to the creation of mountains. Integration within (VGP), and working across interdisciplinary research boundaries, have therefore emerged in response to specific applications and research goals. As an example, volcanology is strongly integrated with traditional subdisciplines (geology/ geochemistry/petrology) and allied fields (e.g., seismology, geodesy). However, traditional and structural definitions of volcanology and research modes hinder substantive integration, and integration is largely on the level of individual systems/specific challenges and not at a broader scale. The need for moving beyond traditional disciplinary boundaries is only now being recognized and these crossovers are being explicitly defined as volcanohydrology, archeological volcanology, etc. (e.g., Elson & Ort, 2018).

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Digital technologies and intra-African trade

Kere

Zongo²

2023

International Economics

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Digital Connectivity in sub-Saharan Africa

Cited by 8 publications

References 12 publications

Assessment of the Practice of Digital Disbursement Financial System in Managing Student’s Loans among Higher Learning Institutions in Northen Zone Tanzania

Assessment of the Practice of Digital Disbursement Financial System in Managing Student’s Loans among Higher Learning Institutions in Northen Zone Tanzania

Volcanology, Geochemistry, and Petrology Perspectives on Integrated, Coordinated, Open, Networked (ICON) Science

Digital technologies and intra-African trade

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