Authentication, authorization, and data access control are playing major roles in data security and privacy. The proposed model integrated the multi-factor authentication–authorization process with dependable and non-dependable factors and parameters based on providing security for tenants through a hybrid approach of fully homomorphic encryption methodology: the enhanced homomorphic cryptosystem (EHC) and the Brakersky–Gentry–Vaikuntanathan (BGV) scheme. This research was composed of four major elements: the fully homomorphic encryption blended schemes, EHC and BGV; secure token and key implications based on dependable and don-dependable factors; an algorithm for generating the tokens and the suitable keys, depending on the user’s role; and the execution of experimental test cases by using the EHC algorithm for key and token generation, based on dependable and non-dependable parameters and time periods. The proposed approach was tested with 152 end-users by integrating six multi-tenants, five head tenants, and two enterprise levels; and achieved a 92 percent success rate. The research integrated 32-bit plain text in the proposed hybrid approach by taking into consideration the encryption time, decryption time, and key generation time of data transmission via cloud servers. The proposed blended model was efficient in preventing data from ciphertext attacks and achieved a high success rate for transmitting data between the multi-tenants, based on the user-role-user type of enterprise cloud servers.