Does Woman Director Matters in Performance and Risk? A Study in ASEAN Banking Firms

Abstract

This study examines the effect of woman director on firm performance and risk in ASEAN banking firms. The data used in this study was obtained from Bloomberg and OSIRIS database and also firm's annual reports during 2014-2018 and conducted on five countries in ASEAN, namely Indonesia, Philippines, Malaysia, Singapore, and Thailand. The final sample used in this study consists of a total of 375 observations. This study uses panel data regression model analysis, ie. fixed effect regression and random effect regression. The results showed that woman director has a positive and significant effect on firm performance. The results also showed that woman director has a negative and significant effect on risk. This results indicate that the presence of woman director can improve firm performance and reduce risk.

Murabahah Financing And Musyarakah Financing Applications At “Bank JT Sharia”

“…Murabahah could be a contract for the deal of products at cost plus an concurred benefit . It could be a sort of Islamic financing structure in which the vender uncovers the securing taken a toll of the product and the concurred benefit (Winarni et al, 2020). It permits the buy of resources without including intrigued, which is denied in Islam Murabahah financing is carried out within the frame of a murabahah al 'adiyyah deal and buy contract and must be expressed expressly and clearly and caught on and caught on by both parties (Handayani et al, 2020) & (Aligarh et al, 2020.…”

“…This gives the buyer the adaptability to pay afterward on already concurred terms (Widayanti et al, 2023) & (Wafiyudin et al, 2020) and(Riandy et al, 2023). This alternative can give monetary comfort to clients to pay off installments concurring to their monetary condition (M. Innayah et al, 2020) & (Salsabilla et al, 2022). so typically exceptionally reasonable with the rule of Murabahah Muajjal.…”

The Role of The Gender of Directors, Proportion of Independent Board of Commissioners, and Public Ownership on Corporate Social Responsibility Disclosure of Banks In Indonesia

“…The Proportion of Independent Board of Commissioners on Disclosure CSR Independent commissioners are the power to balance decisions to be taken by the board of commissioners who are supervisors of the company, where the board of commissioners and independent commissioners have an important role to play in the successful implementation of Good Corporate Governance (Ramdhaningsih and Utama, 2013). An Independent Commissioner is a member of the board of commissioners who is unaffiliated with the board of directors, other board members and controlling shareholders, and is free from business relationships or other relationships that may affect his or her ability to act independently or act solely for the benefit of the company (Innayah et al, 2020). This board is considered as one of the instumen in monitoring the integrity of management that in the future can encourage the breadth of information on its social responsibility (Herizona & Yuliana, 2021).…”