Perfect metamaterial absorbers have attracted researchers’ attention in solar energy harvesting and utilization. An ideal solar absorber should provide high absorption, be ultra-wideband, and be insensitive to polarization and incident angles, which brings challenges to research. In this paper, we proposed and optimized an ultra-wideband solar absorber based on Ti-Al2O3 cross elliptical disk arrays to obtain the ultra-wideband absorption of solar energy. The addition of a cavity greatly improves the energy-absorbing effect in the operating band, which has research value. The absorption spectrum and field distribution were analyzed by the finite difference time domain method. For the physical mechanism, the electric and magnetic field distribution indicates that ultra-wideband absorption is caused by propagation surface plasmon resonance (SPR), localized SPR and Fabry–Perot (F-P) resonance excited between Ti and Al2O3 disks. The results demonstrate that the absorption bandwidth with the absorption rate beyond 90% reaches 1380 nm (385–1765 nm), and the average absorption reaches an astonishing 98.78%. The absorption bandwidth matches the main radiation bandwidth of the solar energy, which is approximately 295–2500 nm according to the data from the literature, and the total thickness of the structure is only 445 nm. Moreover, the ultra-wideband solar absorber is insensitive to the polarization angle and oblique incidence angle. The proposed ultra-wideband solar absorber has research and application value in solar energy harvesting, photothermal conversion and utilization.