The study of rolling contact fatigue in spur gears requires a good comprehension of all the phenomena occurring at the material scale. On a numerical point of view, a realistic representation of the material and of the load repartition function of the local micro-geometries is needed. However the resulting models are often complex and time-consuming. So, this work aims at developing a model meeting these specificities. Thus, different sections of the spur gear material granular geometry are simulated first. Secondly, the contact pressure fields are computed accurately relatively to the simulated surface microgeometry. Then, the influence of several parameters on their rolling contact fatigue life is highlighted. Among friction, sliding coefficient, load variation and roughness, these individual or combined parameters are taken into account in the model, tested and their impact stressed out. Finally, a fatigue criteria based on rolling contact fatigue micro-cracks nucleation at grain boundaries is proposed in order to compare simulations and influencing parameters to the reference.