Evaluasi Perkembangan Usaha Masyarakat Penerima Pinjaman Dana Bergulir Melalui UPK- SPP, Di Wilayah Kecamatan Kasihan, Kabupaten Bantul, Yogyakarta

Abstract

This study aimed to evaluate the causes of the slow development of the women business community, although it has received a revolving loan from UPK SPP, so it can be used as an evaluation for UPK SPP (Unit of saving and loan for women community) at Bantul regency in Yogyakarta in particular, also for the Indonesian government related institution. UPK SPP conduct a revolving fund management unit of government that is allocated to provide savings and loan services to the public especially women. This study used a qualitative descriptive approach. The problems of this research are: (1) How does the Government Empowering Rural Village business Community especially for women. (2) How are the developments of the business community revolving loan recipients (3)What are supporting and inhibiting factors society business development loan recipients. Methods of collecting and analysis data in this study using interviews and technical Focus Group Discussion (FGD). Interviews were conducted with the chief executive of UPK SPP while FGD conducted with board members, facilitators and beneficiaries. The results of this study are expected to evaluate the causes of the slow development of the women business community, although it has received a revolving loan from UPK SPP. The result will be described in the fishbone diagram. The cause of the slow development of women business community could be caused by materials, methods, machines, measurements, environments, and people.

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“…Kegiatan ini dimulai dengan memberikan wawasan pentingnya perencanaan bisnis. Perencanaan bisnis meliputi aspek pasar dan pemasaran, aspek operasi, aspek SDM dan aspek hukum (Munawaroh, 2019). Menurut Ardiyanto (2011), rencana bisnis juga dapat digunakan untuk mengevaluasi bisnis yang dijalankan supaya lebih menguntungkan.…”

Analisis Business Plan Pelaku Umkm Di Kecamatan Mlarak

“…Dalam rencana bisnis berisi tentang apa saja yang akan dikerjakan dalam suatu bisnis kedepan meliputi alokasi sumber daya, perhatian faktor-faktor kunci dan mengolah permasalahan-permasalahan serta peluang-peluang yang ada. Menurut Munjiati Munawaroh, Kebutuhan tentang suatu perencanaan bisnis menjadi sesuatu yang mutlak apabila kita akan menjalakan suatu bisnis, karena perencanaan bisnis suatu ibarat sebuah kompas atau peta yang akan mengarahkan kita ke tempat tujuan kita (Munawaroh, Rimiyati, & Hindasah, 2019). Melalui perencanaan yang matang, maka kita dapat menetapkan dan mencapai tujuan dengan mudah.…”