Examination of Affordable Housing Policies in India

Chhattisgarh state is the first in nation to get Central Government approval for Affordable Housing Projects in Chhattisgarh under Pradhan Mantri Awas Yojna (PMAY) launched in June 2015. Under this project, the aim is to build 26,034 houses in 11 cities and towns of Chhattisgarh till 2022 including 12670 houses for Economically Weaker Section (EWS) that includes all households with an annual income of less than Rs. 3 Lakh and 13364 Houses for Lower Income Group (LIG), that includes all households with an annual income of less than Rs. 6 Lakh. Most of the people in urban areas are working either as daily wages or Informal sectors. They are facing financial problems in constructing Puckka house and require financial support for the construction of their house. To full fill their need of house in affordable cost, Affordable Housing in Partnership (AHP) scheme is regarded. Under this scheme, Subsidy by NHB (National Housing Bank) & HUDCO (Housing & Urban Development Corporation) or Financial support by Nationalized Banks, Housing Finance Institutions provides loan to the beneficiary. The impact of the affordable housing, with the initiatives taken by the government is evaluated in this article.

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“…The Analysis has been made after the review of all the schemes and their impact with discrimination in the rural and the urban share [6,7,8].…”

Section: Discussionmentioning

confidence: 99%

Impact Evaluation of Affordable Housing in Partnership at Chhattisgarh

Dewangan

Yadav

Garg

2020

RJET

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“…Kumar (2015) 10 has proposed that attention be paid to urban housing with specific economic and social classes in mind, as well as a socio-spatial perspective, in order to eliminate shelter deprivation and improve the quality of life of city dwellers. Sarkar et al (2016) 11 analyzed Rajiv Awas Yojna and Housing for All-2022 in terms of their role in providing housing to the poor. The authors agreed that launching these schemes was a step forward, but they also agreed that there was a pressing need to take advantage of all available options, such as FSI, title reform, squatter rights, effective land use reforms, and judicious use of government lands.…”

Section: Literature Reviewmentioning

confidence: 99%

Chief Minister’s Jan Awas Yojna-2015 – An Emerging Prospect Of Affordable Housing In Rajasthan

2021

cibg

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After independence, the country's urban population has exploded. The migration of people from rural and semi-urban areas to urban areas is a common occurrence. They face a significant shelter challenge in urban areas, which is out of reach due to scarce resources, expensive property, construction materials, and labour, as well as a general lack of infrastructure in urban areas. As a result, policymakers must take a constructive position in encouraging the development of EWS and LIG housing stock in urban areas. According to TG-12 reports, the poorer parts of India accounted for 96 percent of the housing shortage. 3 As a result policy proposals were needed to close the gap between urban housing demand and supply. The Pradhan Mantri Awas Yojna-2015 (Urban) and the Chief Minister's Jan Awas Yojna-2015 (Rajasthan) will serve as a watershed moment in this regard. Central and state governments strategically manage the cost of affordable housing units for the EWS and LIG segments by subsidizing affordable houses and extending various incentives, exemptions, rebates, relaxations, interest subsidy, and facilities to various stakeholders with the aim of maximising the use of valuable urban lands to provide EWS and LIG houses at affordable rates to targeted groups. This research paper aims to evaluate the integration of both schemes in order to meet affordable housing goals in the state of Rajasthan, as well as summarise the perspectives of various stakeholders on both schemes.

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“…The slab is constructed by providing T-beams filled by the RCC (reinforced cement concrete). Thus the strength is not compromised at any level of the construction [5]. The main objective of the rental housing scheme is to make available housing stock for an affordable rent.…”

Section: Literature Reviewmentioning

confidence: 99%

Contemporary Methods of Construction for Social Deficit in Housing in India

2019

IJITEE

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In India the housing shortage is much severe with an estimated shortage of around 18 million houses, with 99% of this is in the economically weaker sections of society. Social housing is the housing system provided for people with low income by government agencies or non-profit organizations. This research paper is about the study of the methods of construction that is adopted in social housing system which will help in improving the social deficit in the housing sector. The study is done with the help of live case studies on housing projects in and around Hyderabad which comes under the flagship programme JNNURM for economically weaker section. The study concluded that the contemporary methods of construction is considered to be advantageous as the government does not provide enough funds for the housing projects and also the contractors are not willing to take any risk and pay for any other modern method of construction.

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Examination of Affordable Housing Policies in India

Cited by 8 publications

References 4 publications

Impact Evaluation of Affordable Housing in Partnership at Chhattisgarh

Impact Evaluation of Affordable Housing in Partnership at Chhattisgarh

Chief Minister’s Jan Awas Yojna-2015 – An Emerging Prospect Of Affordable Housing In Rajasthan

Contemporary Methods of Construction for Social Deficit in Housing in India

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