“…First , the personalized nudging literature has highlighted the so‐called “problem of heterogeneity,” (Sunstein, 2012, p. 6) which argues that different people cannot be assumed to respond to the same nudge in the same way, and that making this assumption may harm individuals (Bryan et al, 2021; Mills, 2022; Peer et al, 2020; Sunstein, 2012, 2022). Second , a behavioral welfare literature has emerged to explore the question of whether nudges actually benefit individuals, and in probing such a question, has begun to uncover interesting results about who benefits and who suffers as a result of nudge interventions (Brown et al, 2022; Bulte et al, 2020; Lades & Delaney, 2022; Laffan et al, 2021; List et al, 2022; Thunström, 2019; Thuström et al, 2018; Tor, 2020).…”