“…Health and human service use research suggests that educational level is a predictor of service use among the elderly (Mutran & Ferraro, 1988;Snider, 1980), dementia caregivers (Toseland, McCallion, Gerber, & Banks, 2002), and Black caregivers . It has been hypothesized that lower educational level serves to decrease service use through its impact on the stigmatization of mental health service use, knowledge of the service delivery system and available community resources (Snider, 1980;Wallace et al, 1998), and on socioeconomic status and income (Wallace et al, 1998).…”