Recent experiments on geometrically frustrated kagome metal AV3Sb5 (A=K, Rb, Cs) have revealed the emergence of the charge loop current (cLC) order near the bond order (BO) phase. However, the origin of the cLC and its relation to other phases have been uncovered. Here, we discover a novel mechanism of the cLC state, by focusing on the BO phase common in kagome metals. The BO fluctuations in metals mediate the odd-parity particle-hole condensation, which drives the topological charge-current. This state is further stabilized by the finite electron-phonon coupling and the off-site Coulomb interaction. Furthermore, it is worth noting that the predicted cLC+BO phase gives rise to the Z3-nematic state in addition to the giant anomalous Hall effect. The present theory predicts the close relationship between the cLC, the BO, and the nematicity, which is significant to understand the cascade of quantum electron states in kagome metals.