FinTech evolution: Strategic value management issues in a fast changing industry

Abstract

he in ech re olu on ca tures the simultaneous a ac o a lar e number o technolo ies, notably mobile tele hones and bloc chain, which are usherin in e ciency or outreach to mulle niche mar ets. he use o mobile tele hone technolo y has e anded Internet reach to the e cluded, created ossibili es or business where ban s were not historically resent and is oten ally disru e. he bloc chain technolo y threatens to be e en more disru e as it may ull the car et rom under the monetary system as well as the ro erty ri hts as we now them today. he roli era on o actors and inno ators has created a con used landsca e resul n in di erent ossible scenarios, where ban s may ree e, ht, orm alliances with challen ers, or be orced into i ht by the i ech. rr s c r ind shta, ur undy School o usiness,

Innovation and Challenges of Blockchain in Banking: A Scientometric View

“…First type were papers focusing exclusively on solutions to banking industry. These include theoretical models or empirical framework with potential for strategic change [3], operational advantages [25], or stock market functions. Second are which highlight practical scope or challenges in platforms, legal, technical and organizational dimensions [7] [24].…”

FinTech in India: An analysis on impact of telecommunication on financial inclusion

“…Education plays a moderating role between telecom services and financial inclusion (Siddiqui & Siddiqui, 2017b). Using mobile telephone technology has broadened Internet scope to the excluded, generating business opportunities where banks have not been traditionally present and are potentially disruptive (Ashta & Biot‐Paquerot, 2018). Hence, Telecom may help to reach an unbanked area across India (Siddiqui & Siddiqui, 2018).…”

A systematic review of blockchain

“…The fintech revolution brought by the blockchain has received extensive attention (Yang and Li 2018). Researchers agree that this nascent technology may transform traditional trading methods and practice in financial industry (Ashta and Biot-Paquerot 2018;Chen et al 2017;Kim and Sarin 2018). For instance, Gomber et al (2018) discuss transformations in four areas of financial services: operations management, payments, lending, and deposit services.…”