FinTech: Harnessing Innovation for Financial Inclusion

Salampasis, Dimitrios; Mention, Anne‐Laure

doi:10.1016/b978-0-12-812282-2.00018-8

Cited by 107 publications

(82 citation statements)

References 8 publications

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“…Evidence also shows that FinTech has significant effects on social and environmental ecological benefits [18]. In terms of social development, scholars such as [19][20][21] have confirmed that FinTech's main benefit is its ability to construct a more just and equitable society. However, the potential risks resulting from the development of FinTech cannot be ignored [22][23][24].…”

Section: Introductionmentioning

confidence: 99%

FinTech and Sustainable Development: Evidence from China Based on P2P Data

2019

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In the current international context, the ways in which financial technology (FinTech) affects sustainable development need to be urgently identified. However, relevant studies are rare and there is no consensus on the optimal indicator system for sustainable development. Therefore, this study proposes an indicator system to evaluate sustainability and conducts in-depth analysis of the relationship between FinTech and sustainable development based on data of peer-to-peer platforms (P2P) in 31 Chinese provinces. The empirical results show the existence of a U-shaped relationship between FinTech and sustainable development, mainly determined by the pattern of extensive economic growth. Furthermore, heterogeneity analysis indicates that there are significant regional differences in its impact on sustainable development, being significant in China’s eastern and central regions and insignificant in the western region; moreover, the impact on the central region is significantly higher than that on the eastern region. Our research not only has strong practical significance but also contributes significantly to the literature on FinTech and sustainable development.

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Section: Introductionmentioning

confidence: 99%

FinTech and Sustainable Development: Evidence from China Based on P2P Data

2019

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“…Összességében elmondható, hogy a FinTech startupokkal történő együttműködés során a tradicionális bankoknak lehetőségük nyílik innovatív, technológiavezérelt pénzügyi megoldásokon keresztül értékajánlatuk megújítására, valamint összességében teljes üzleti modelljük innovációjára (Salampasis -Mention, 2017). Az üzletimodell-innováción keresztül pedig számos olyan közvetett előnyre tehetnek szert, mint például a vállalat egyediségének és versenyképességének növelése, magasabb teljesítmény és egyéb pénzügyi jellegű előnyök realizálása (Zott -Amit, 2007;Poetz et al, 2015;Klepakova -Wolf, 2017;Horváth -Móricz -Szabó, 2018) A FinTech startupok szemszögéből szintén számos tényező jelenthet motivációt a bankokkal való együttműködésre.…”

Section: Potenciális Előnyök a Bank -Fintech Startup Együttműködés Soránunclassified

Bank – FinTech együttműködés – avagy a megújulás kulcsa a pénzügyi szolgáltatások piacán?

Horváth¹

2019

Veztud

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“…Notably, technology dynamism in Kenya has tremendously transformed the financial services sector (Salampasis & Mention, 2018).Through mobile financial services, the country has significant progress in increasing the use of financial services among a wider population. The first Mobile financial services popularly known as Mpesa was launched in April 2007 (Burns, 2015) by cellular mobile service provider, Safaricom.…”

Section: The Kenyan Contextmentioning

confidence: 99%

“…Innovativeness, which entails embracing new ideas in the environment, provides an entrepreneur with a platform to effectively manage operations and access resources from the environment (Staniewski, Nowacki, & Awruk, 2016). The emergence of fintech has provided a promising vehicle for tackling financial exclusion (Salampasis & Mention, 2018). Entrepreneurs who have adopted mobile money services conveniently transact, make payments and receive payments at any time (Burns, 2015).…”

Section: Introductionmentioning

confidence: 99%

Does Entrepreneur Innovativeness Moderate The Relationship Between Strategic Orientation And Financial Inclusion?

Nguli

Odunga

2019

SJOM

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Purpose- Although previous papers have attempted to explore the determinants of financial inclusion, few studies have interrogated the role of innovativeness in financial addition. This study examines the moderating role of entrepreneur innovativeness on the relationship between strategic orientation and financial inclusion Design/Methodology - We used two indicators to measure financial inclusion; digital financial inclusion scale and traditional financial inclusion scale. Three proxies were used to measure strategic orientation; learning orientation, market orientation, and technology orientation. Survey data obtained from 634 women entrepreneurs was used, and the hypothesis was tested using moderated regression analysis. Findings - The empirical results supported the hypothesis that innovative entrepreneur moderates the relationship between strategic orientation and financial inclusion. In particular, the results indicated that at higher levels of entrepreneur innovativeness, learning orientation has a stronger effect on financial inclusion. Similarly, the results also indicated that at high levels of entrepreneur innovativeness, technology orientation affects financial inclusion. In contrast with the other findings showing a positive moderating effect, at higher levels of entrepreneur innovativeness, the impact of market orientation on financial inclusion is low. Practical Implications - The findings are useful to the government and practitioners for designing policies and training programs geared to increasing the level of financial inclusion among women Small and Medium Enterprises.

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FinTech: Harnessing Innovation for Financial Inclusion

Cited by 107 publications

References 8 publications

FinTech and Sustainable Development: Evidence from China Based on P2P Data

FinTech and Sustainable Development: Evidence from China Based on P2P Data

Bank – FinTech együttműködés – avagy a megújulás kulcsa a pénzügyi szolgáltatások piacán?

Does Entrepreneur Innovativeness Moderate The Relationship Between Strategic Orientation And Financial Inclusion?

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