Mud banks are unique, occurring along the southwest coast of India. They are known as 'Zones of Bio-rhythm', providing shelter to abundant aquatic life. The cyclic variation of nutrients in this region provides a clue to the continued and enriched presence of a variety of fish. This study reports on the different forms of phosphate in the resuspended sediments collected during the seasons with and without mud banks from the above mentioned coastal zones. Applying sequential and parallel chemical extractions using eight different schemes, the major forms of phosphate namely exchangeable P, anion exchangeable P, carbonate bound P, labile and resistant organic P, Fe-, Al-and Ca bound P and hydrolysable P have been determined.Quantitatively, these fractions vary and exhibit seasonal fluctuations. The concentration of potentially available anion exchange P, together with resistant organic and hydrolysable surplus P, provide an explanation to the existing organic food web supporting the aquatic life. Sediment phosphate fractionation reflects the role of chemical speciation of nutrients in the propagation of mud banks and is indicative of the biogenic processes controlling the pathways of phosphate in these coastal waters.Abbreviations: the abbreviations used are the editor's proposal (see page vi of this issue). Furthermore: CO 3 -P = carbonate bound phosphate surplus-P = acid extractable phosphate