Gender differences in financial literacy: The role of stereotype threat

Tinghög, Gustav; Ahmed, Ali; Barrafrem, Kinga; Lind, Thérèse; Skagerlund, Kenny; Västfjäll, Daniel

doi:10.1016/j.jebo.2021.10.015

Cited by 64 publications

(39 citation statements)

References 43 publications

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“…Grinstein-Weiss et al (2011, 2012, Kardash, Coleman-Tempel and Ecker-Lyster (2021), Oggero andRossi (2016), Spader andYeo (2011) and others found out to what extent the parents' financial education affects the children's achievements in different areas (education, finance). We came across several thought-provoking studies of gender aspects of financial education that had been revealed in works by Tinghög et al (2021), Bucher-Koenen et al (2016), Grohmann et al (2021, Mahdavi and Horton (2014), Mittelstaedt and Wiepcke (2014), Aguiar-Díaz and Zagalaz (2021) and others. Overall, the generalized findings of the analyzed studies, in particular, Migheli and Coda Moscarola (2017), encouraged the authors of the research to reflect on gender neutrality in financial education programs.…”

Section: Introductionmentioning

confidence: 99%

Formation of Financial Literacy in Primary School Students

Kuzma¹,

Chaikovska

Levchyk

et al. 2022

ERIES Journal

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The innovative methodology of the financial literacy formation in primary school students has been theoretically substantiated, the research has been carried out on the basis of education for success in life (integration of media education, financial education and education for sustainable development) and the relationship between the pedagogy of success and the pedagogy of heart. The structure of financial literacy has been determined. The model of the methodology of formation of financial literacy in primary school students has been developed, the key components of the suggested methodology include aim, content (structure of financial literacy, theoretical and methodical foundations of its formation, expected results of educational programs) components; algorithm of the arranged activities of students, parents and teachers on the basis of partnership pedagogy; the selected forms, methods, means of formation of financial competencies, diagnostic tools and the expected result. The experimental methodology resulted in a significant increase in the growth of financial literacy indicators in EG. The efficiency of the formation of financial literacy in primary school students has been proved with the help of the main findings of the research.

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Section: Introductionmentioning

confidence: 99%

Formation of Financial Literacy in Primary School Students

Kuzma¹,

Chaikovska

Levchyk

et al. 2022

ERIES Journal

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“…Women, in general, dominate the pattern of decision-making in the field of family expenditure, men in production expenditures, while for the area of family formation and social activities, the decision-making is shared and equal (Kaffenberger & Pritchett, 2020;Pla-Julián & Díez, 2019;Valls Martínez & Cruz Rambaud, 2019). In general, men show better spatial abilities, while women show more advanced verbal skills (Tinghög et al, 2021). Gender is closely related to small businesses related to people's economic activities with equitable development in social justice, economic efficiency, and efforts to encourage regional development (Dilli et al, 2019).…”

Section: Introductionmentioning

confidence: 99%

Islamic Financial Literacy: Evidence From Indonesian Urban Middle-Class Women

Rahmatia

Wijaya²,

Saputra³

et al. 2022

JISEL

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Issues related to Islamic financial literacy are always interesting to study, mainly because financial literacy has a close relationship with inclusive finance, including women's intelligence which is often questioned in terms of financial literacy. As if only women are the only gender whose abilities and intelligence are always questioned. The paradigm of women is being left behind as if it has been ingrained in some Indonesians. This study uses an explanatory sequential mixed method, in which qualitative data is taken from the study literature, then analyzed using the Nvivo 12 application. Quantitative data is taken from a questionnaire, then analyzed using the SPSS application. The result from qualitative data analysis would explain more the findings. This study proves that gender does not affect financial literacy, it can be said that women in Indonesia urban middle-class are not left behind. Everyone has the same rights in learning about Islamic financial literacy.

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“…Es así, como con el transcurso del tiempo se ha evidenciado un creciente interés por dar explicaciones a la bien conocida brecha de género (García Mata & Zerón Félix, 2021), estudiando algunos factores que la influyen directa o indirectamente, tales como la influencia de los estereotipos (Bottazzi & Lusardi, 2021;Tinghög, et al, 2021), las características psicológicas (Robson & Peetz, 2020), el rol de la familia (Banerjee & Roy, 2020), además de otros que se mencionarán a lo largo del documento.…”

Section: Introductionunclassified

Determinación de los Factores que Inciden en la Alfabetización Financiera en Mujeres en Condición de Vulnerabilidad: Caso Bucaramanga, Colombia

Márquez

Forero²,

Pelagio³

2023

ESJ

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El rol de las mujeres en la sociedad, a lo largo de los años ha estado condicionado por diversos factores, uno de ellos corresponde al acceso a la educación, en donde la alfabetización financiera juega un papel significativo. Es así como el objetivo de la investigación consiste en determinar qué factores inciden en la alfabetización financiera de las mujeres en condición de vulnerabilidad del área metropolitana de Bucaramanga en Colombia. Adicionalmente, se pretende establecer qué factores influyen sobre el conocimiento, comportamiento y actitud financiera y, qué tan lejos se encuentran dichas métricas respecto a las medidas en diferentes países pertenecientes a la Organización para la Cooperación y el Desarrollo Económico (OCDE). Por consiguiente, se realiza una revisión de literatura, desarrollando una herramienta de medición para la recopilación y análisis de datos por medio de un software estadístico, que permite analizar las variables y los factores considerados. A partir de lo anterior, se logró identificar que, las mujeres en condición de vulnerabilidad de la población objeto de estudio cuentan con un nivel básico de Alfabetización Financiera, recomendando fortalecer el mismo a partir de programas de formación específicos, que les permita gestionar adecuadamente sus recursos, debido a la limitación de estos. The role of women in society over the years has been conditioned by various factors, one of which is access to education, where financial literacy plays a significant role. The objective of the research is to determine what factors influence the financial literacy of vulnerable women in the metropolitan area of Bucaramanga in Colombia. In addition, it is intended to establish which factors influence knowledge, behavior, and financial attitude and how far these metrics are from measures in different countries belonging to the Organisation for Economic Cooperation and Development (OECD). Therefore, a literature review is performed, developing a measurement tool for the collection and analysis of data through statistical software, which allows for analyzing the variables and factors considered. Based on the foregoing, it was possible to identify that women in vulnerable situations in the population under study have a basic level of financial literacy, recommending that it be strengthened through specific training programs, to enable them to manage their resources properly, given their limited resources.

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Gender differences in financial literacy: The role of stereotype threat

Cited by 64 publications

References 43 publications

Formation of Financial Literacy in Primary School Students

Formation of Financial Literacy in Primary School Students

Islamic Financial Literacy: Evidence From Indonesian Urban Middle-Class Women

Determinación de los Factores que Inciden en la Alfabetización Financiera en Mujeres en Condición de Vulnerabilidad: Caso Bucaramanga, Colombia

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