Governance And Sustainability of Networked MFIs: Case of the CamCCul Network in Cameroon

Abstract

The objective of this study is to determine the effect of internal and external governance mechanisms on the sustainability of the microfinance institutions of the CamCCul network in Cameroon. The study is conducted on a sample of 34 MFIs of the network over the 7-year period from 2009 to 2015. The results show, on the one hand, that the MFI's adherence to the network’s Risk Management program significantly and positively affects the financial sustainability of MIFs measured by their operational self-sufficiency. On the other hand, we find that the ownership of UBC Bank shares by the MFI and the culture of the zone of activity positively and significantly affect the MIFs social sustainability measured by the number of active borrowers.

External enablers and entrepreneurial ecosystems: The brokering role of the anchor tenant in capacitating grassroots ecopreneurs

“…Extreme land degradation, the depletion of potable water, and severe climatic changes have stirred venture activity in vulnerable communities with hopes of curbing the social and economic impact. The literature establishes that changes in the ecological environment have long spurred ecopreneurs to launch ventures geared towards environmental preservation in response to disrupting shifts in climatic and land conditions, (Doh, Tashman, & Benischke, 2019; Gunderson, 2013; Pansera & Sarkar, 2016; Pastakia, 1998; Riti, Dankumo, & Gubak, 2015). Hence, research on EEs (Davidsson, 2015, 2020; Chalmers, Matthews, & Hyslop, 2021; Chen, Cui, Hunt, & Li, 2020) is useful in understanding how external factors, such as the natural environment, may serve to disturb and “disequilibriate” circumstances that compel venture founders to launch value‐creating ideas.…”