Identifikasi Potensi Nasabah Baru Bank Syariah Ditinjau Dari Customer Switching Intention

Suwarsi, Aqidah Asri; Wulandari, Nanda Putri

doi:10.20473/jebis.v3i2.6808

Cited by 6 publications

(6 citation statements)

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“…Broadly speaking, religiosity includes three things are believe (aqeedah), norms or law (sharia) and behavior (morals). Religiosity is the level of belief, trust, and piety in a person undergoing religious law which is manifested in various aspects of life including economic aspects (Suwarsi & Putri Wulandari, 2018). This variable is assumed to be the main variable that motivates students to make decisions about using Islamic banking services, for example saving.…”

Section: Methodsmentioning

confidence: 99%

Knowledge as the Intervening Variable on Religiosity Value of Accountant Students' Saving Interest for Islamic Banking

Murniati¹,

Purnaningrum

2021

IJAMR

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The development of Islamic economics in banking practices in society develops innovatively. Various sharia banking products have become the people's choice in supporting their daily economic activities. The same thing also happened to students. The purpose of study is to analyze the religiosity effect of students' interest in saving for Islamic banking with knowledge as intervening variable. Multiple linear regression is an analytical technique used here, with hypothesis testing and path analysis to support its conclusions. The result of this study is that the level of religiosity significantly effects on students' interest in saving for Islamic banking with positive relationship. Likewise, knowledge is able mediate the relationship between the religiosity variable and students' interest in saving.

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Section: Methodsmentioning

confidence: 99%

Knowledge as the Intervening Variable on Religiosity Value of Accountant Students' Saving Interest for Islamic Banking

Murniati¹,

Purnaningrum

2021

IJAMR

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show abstract

“…Broadly speaking, religiosity includes three things are beliefs (aqeedah), norms or law (sharia) and behavior (morals). Religiosity is the level of belief, trust, and piety in a person undergoing religious law which is manifested in various aspects of life including economic aspects (Suwarsi & Putri Wulandari, 2018). While the disposable income variable in this study is as income that is ready to be used to buy consumer goods and services and the rest is savings that is channeled into investment (Musruroh, 2015).…”

Section: Methodsmentioning

confidence: 99%

Determinants of Interest in Saving for Students in Islamic Banking

Murniati

Juliasari

Hanifah³

2020

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Saving money is the way to regulate our finance effectively. Bank is one of the media that is considered quite effective for this activity. The development of Islamic economic make sharia banking practices increase in an innovative way. Various sharia bank products have become a choice for saving activity. The same thing happen for student. Although the interest to save is still lacking, but the use of sharia bank products is quite beneficial for their future. The purpose of this study is to analyze the factors that influence student interest in saving on Islamic banking. Multiple linear regression is an analysis technique with hypothesis testing to support its conclusions. With a coefficient of determination of 61.2%, the results of the analysis show the level of student education of the sharia economy has a significant effect compared to other variables on students' interest in saving. But simultaneously, all independent variables influence the interest in saving students in Islamic banking. This shows that education is very important for students, therefore STIE Widya Gama Lumajang should indeed provide quality teaching to students, especially in the field of Islamic economics

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“…Relativity is the main factor that influences customer switching intention (Suwarsi, 2017). Religiosity can be realized from many sides of life, one of which is the economic aspect.…”

Section: Hypothesis Developmentmentioning

confidence: 99%

Customer's Decisions To Save In Sharia Banking Among Jakarta Millennial

Irmawanti

Puspita

2021

Al-Amwal : Jurnal Ekonomi Dan Perbankan Syari'ah

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This study aims to analyze what factors influence a customer's decision to save at a sharia bank, especially in the DKI Jakarta. The variables of knowledge, religiosity,and promotion. The intention-to-save is the mediating variable. This study uses a quantitative approach with primary data collected through a questionnaire with a purposive sampling technique. The number of samples used in the study was 400 respondents who were customers of all Islamic banks in Jakarta. Data analysis used regression test with the SPSS 20 application. The results showed that knowledge, religiosity, and promotion had a positive and significant effect on the intention-to-save. The intention has a positive and significant effect on customer decisions. Knowledge, religiosity and promotion have a positive and significant effect on saving decisions. And the last, intention-to-save, can mediate knowledge, religiosity, and promotion of saving decisions. Islamic banks must continue to improve each of the customer's determinants to improve Islamic banks' existence.

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Identifikasi Potensi Nasabah Baru Bank Syariah Ditinjau Dari Customer Switching Intention

Cited by 6 publications

References 0 publications

Knowledge as the Intervening Variable on Religiosity Value of Accountant Students' Saving Interest for Islamic Banking

Knowledge as the Intervening Variable on Religiosity Value of Accountant Students' Saving Interest for Islamic Banking

Determinants of Interest in Saving for Students in Islamic Banking

Customer's Decisions To Save In Sharia Banking Among Jakarta Millennial

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