This research discussed the design of Key Performance Indicators (KPIs) for sustainable warehouse for leather manufacturing industry. A thirty four indicators are found from literature study and validated by experts using likert scale. A number of 30 KPIs are declared valid then suggested to be KPIs for sustainable warehouse for leather manufacturing industry. The KPIs consisted of 12 economical indicators,10 social indicators and 8 environmental indicators. To find out the priority of each KPIs, then their importance weight are identified using analytical hierarchy process (AHP) by sending AHP questionnaire to experts. The result shows that Economical factor is the most dominant factor (0,4796) followed by social factor (0,4055) and environmental factor (0,1150).The KPIs and its weight can be used as guidance for leather manufactures to increase their sustainable performance.

Purpose: This training aims to develop digital marketing strategies for pesantren cooperative business entities as one of the efforts in countering the impact of the COVID 19 Pandemic. Design/methodology/approach:  Qualitative phenomenological approach is this research approach where in the process of data collection is done with participant observation to gain an understanding of the essential phenomena that occur. Findings: The result of this research is a digital marketing strategy for Koperasi Pesantren where pendemic must further develop online marketing. Limited resources on understanding the mechanisms of online marketing become one of the main problems. This needs to be improved through a variety of relevant training activities. Research limitations/implications: This research is limited to Koperasi Pesantren Zain Amanah Maslahah Lumajang Regency. Practical implications: The results of this study can be a reference for other business entities to develop digital marketing strategies in the pandemic era. Originality/value: This paper is original Paper type: Research paper

Saving money is the way to regulate our finance effectively. Bank is one of the media that is considered quite effective for this activity. The development of Islamic economic make sharia banking practices increase in an innovative way. Various sharia bank products have become a choice for saving activity. The same thing happen for student. Although the interest to save is still lacking, but the use of sharia bank products is quite beneficial for their future. The purpose of this study is to analyze the factors that influence student interest in saving on Islamic banking. Multiple linear regression is an analysis technique with hypothesis testing to support its conclusions. With a coefficient of determination of 61.2%, the results of the analysis show the level of student education of the sharia economy has a significant effect compared to other variables on students' interest in saving. But simultaneously, all independent variables influence the interest in saving students in Islamic banking. This shows that education is very important for students, therefore STIE Widya Gama Lumajang should indeed provide quality teaching to students, especially in the field of Islamic economics

Keuangan syariah merupakan suatu konsep keuangan berdasarkan syariah Islam.Terdapat banyak badan keuangan yang menerapkan konsep ini karena konsep ini dibangun atas dasar keadilan.Hal inlah yang membuat banyak masyarakat yang cenderung memilih keuangan syariah daripada konvensional.Dalam penelitian ini dibangun model investasi dengan menggunakan sistem bagi hasil musyarakah dimana investor memberikan bantuan modal pada pedagang kecil yang sudah menjalankan usahanya terlebih dahulu.Selanjutnya dilakukan penambahan jumlah investasi untuk mengetahui pengaruh dari penambahan tersebut terhadap perhitungan keuntungan pada pedagang dan investor. Proses analisis dilakukan dengan membandingkan hasil simulasi baik dalam hal distribusi data maupun keuntungan yang didapat dari simulasi model. Hasil yang didapat menunjukkan bahwa penambahan jumlah investasi tidak memberikan perubahan signifikan pada keuntungan dari kedua belah pihak. Kata kunci: investasi , keuangan syariah, model investasi syariah, sistem bagi hasil ABSTRACT Islamic finance is financial concept based on Islamic sharia. There are many financial bodies that apply this concept because this concept is built on justice. This is what makes many people tend to choose Islamic finance rather than conventional. In this study an investment model was built using the Musyarakah profit sharing system where investors provided capital assistance to small traders who had already run their businesses. Furthermore, an increase in the amount of investment is carried out to determine the effect of these additions on the calculation of profits for traders and investors. The analysis process is done by comparing the simulation results both in terms of data distribution and the benefits obtained from the simulation model. The results obtained indicate that the addition of the number of investments does not provide a significant change in the profits of both parties.

Profit and loss sharing model is one form of investment scheme is considerated Islamic finance. The borrower of the investment fund and investors should be in a fair sharing of both profit and losses earned in the investment ABSTRAKModel profit and loss sharing merupakan salah satu bentuk sistem investasi yang diterapkan dalam keuangan Islam. Penerima investasi dan investor melakukan pembagian keuntungan dan kerugian secara adil. Model yang digunakan dalam jurnal ini merupakan modifikasi dari penelitian sebelumnya dimana investor memberikan modal kepada pedagang berpenghasilan rendah di pasar tradisional. Pedagang akan mengembalikan modal tersebut dengan tambahan bagi hasil ketika pedagang mengalami keuntungan. Dalam jurnal ini, dilakukan penambahan dana tabarru' dalam model dengan menggunakan prinsip premi bersih dalam asuransi. Dana tabarru' merupakan kumpulan dana yang berasal dari pedagang dimana jika terjadi kerugian maka pedagang akan mendapatkan dana itu kembali sebagai santunan. Selanjutnya, model ini diimplementasikan pada laba bersih harian pedagang di suatu pasar tradisional Bandung pada variasi jumlah dan periode investasi. Dari hasil yang didapat, disimpulkan bahwa penerapan dana tabarru' memberikan keuntungan yang lebih besar daripada model investasi sebelumnya. Kata kunci: model bagi hasil, dana tabarru', model investasi syari'ah, keuangan Islam, asuransi PENDAHULUANPertumbuhan ekonomi berdampak pada semakin terpinggirnya keberadaan pasar tradisional seiring dengan berkembangnya pasar modern. Konsumen lebih memilih pasar modern yang memberikan jaminan kualitas produk tinggi dan pelayanan konsumen yang lebih baik daripada pasar tradisional, oleh Karena itu, pedagang pasar tradisional perlu melakukan inovasi untuk menarik lebih banyak konsumen sehingga membutuhkan modal tambahan. Disisi lain, bank konvensional di Indonesia telah meluncurkan berbagai program kredit untuk usaha kecil yang sebenarnya bisa dimanfaatkan oleh pedagang pasar tradisional, namun, pada praktek penyaluran dananya masih kurang