Improving MSME performance through financial literacy, financial technology, and financial inclusion

Gunawan, Ade; Jufrizen,; Pulungan, Delyana Rahmawany

doi:10.33094/ijaefa.v15i1.761

Cited by 17 publications

(13 citation statements)

References 4 publications

Supporting

Mentioning

Contrasting

Unclassified

Order By: Relevance

“…The study of Alshehadeh et al, (2023) recommends that Jordanian banks, in light of global competitiveness and the global trend towards digital transformation, follow the financial technology approach and make the most of the opportunities and advantages offered by digitization to banks in order to preserve their customers and compete. According to Gunawan et al, (2023) the results showed that financial literacy, financial technology, and financial inclusion affected the performance of MSMEs in Medan City, and financial inclusion did not mediate the effects of financial literacy and financial technology on the performance of MSMEs in Medan City.…”

Section: Introductionmentioning

confidence: 93%

Mapping A Decade Of Financial Technology Landscape : Open Knowledge Maps

Alien Akmalia

2023

ICTMT

View full text Add to dashboard Cite

The study of financial technology has become one of the most interesting studies for researchers in recent years. The purpose of this paper is to present the development of research on financial technology over the last 10 years. This study analyzed 85 papers in terms of financial technology using the Open Knowledge Maps (OKM) application. The data source was obtained from the metadata of scientific journals from 2013 – 2022. Based on the results of analysis using open knowledge maps shows that there are 11 research clusters on financial technology. There are three key dimensions of the result analysis are highlighted: (1) an exhaustive overview and descriptive information for the complete document set sourced from BASE-indexed articles, (2) data on article categorization into relevant clusters along with corresponding document counts, and (3) areas related to financial technology that present substantial opportunities for future research agenda. The results indicate that there is considerable interest in studying financial technology in terms of demography and linking it to corporate innovation. Numerous underexplored research opportunities exist in the fintech domain, including themes such as human capital, innovation capability, sharia financial technology, peer-to-peer lending, and financial literacy. This study contributes to both practical and academic areas by (1) it can guide decision-making processes related to the company's use of financial technology, (2) this research can serve as a foundation for identifying research gaps, and as a reference source for future studies in the field of financial technology.

show abstract

Section: Introductionmentioning

confidence: 93%

Mapping A Decade Of Financial Technology Landscape : Open Knowledge Maps

Alien Akmalia

2023

ICTMT

View full text Add to dashboard Cite

show abstract

“…Bank Indonesia suggests that fintech could potentially assume certain roles traditionally held by banks. Fintech has the potential to enhance business opportunities, facilitate more efficient investments, mitigate risks associated with conventional payment systems, and enable individuals and organizations to save, borrow, and engage in equity investments (Gunawan et al, 2023).…”

Section: Literature Review a Financial Technologymentioning

confidence: 99%

Generation Z's Decision to Use QRIS in Mataram City: UTAUT Model

Apriadi,

Chaidir

2024

JEFMS

View full text Add to dashboard Cite

In Mataram City, West Nusa Tenggara, this study employs the Unified Theory of Acceptance and Use of Technology (UTAUT) paradigm to investigate the factors influencing Generation Z's adoption of the Quick Response Code Indonesian Standard (QRIS). Using the Partial Least Squares Structural Equation Modeling (PLS-SEM) method, 128 participants were included in a quantitative analysis to examine how performance expectations, effort expectations, social influences, and facilitating conditions affect behavior and intentions when using QRIS. The findings indicate that performance expectancies, social influences, and environmental factors all have a significant impact on behavioral intentions, even when effort expectancies do not directly affect them. Furthermore, a noteworthy correlation was also observed among QRIS use, behavioral intents, and enabling situations. These results emphasize how crucial it is to address issues like social influence, performance expectations, and other motivators in order to promote Generation Z's adoption of QRIS in Mataram City and bolster Indonesia's digital payments ecosystem.

show abstract

“…With fintech, it will speed up and simplify the process of payments and transactions in the creative industry. Digital payment platforms such as e-wallets, mobile banking and online payment gateways have replaced traditional payment methods such as checks or conventional bank transfers (Gunawan et al, 2023). This enables creative industry players to receive payments more efficiently and securely from their customers around the world.…”

Section: Journal Of Internationalmentioning

confidence: 99%

Financial Inclusion on Creative Industry Performance: Evidence from Indonesia

Julita,

Nainggolan

2023

JICP

View full text Add to dashboard Cite

This study aims to determine the performance of creative industries in Indonesia influenced by digital marketing and financial technology. This study also looks at the role of financial inclusion in mediating the influence of these two variables. This study uses an explanatory research approach. The sample of this research is 100 creative industry players in Indonesia. The sampling technique used is the purposive sampling method. The data analysis used is a Partial Least Square analysis. Based on the results of the discussion, it can be concluded that digital marketing has a significant effect on the creative industry. Financial technology has a significant effect on the creative industry. Furthermore, the results of the study found that financial inclusion mediates the influence of digital marketing on the creative industry. Furthermore, the results of the study conclude that financial inclusion mediates the influence of financial technology on the creative industry.

show abstract

Improving MSME performance through financial literacy, financial technology, and financial inclusion

Cited by 17 publications

References 4 publications

Mapping A Decade Of Financial Technology Landscape : Open Knowledge Maps

Mapping A Decade Of Financial Technology Landscape : Open Knowledge Maps

Generation Z's Decision to Use QRIS in Mataram City: UTAUT Model

Financial Inclusion on Creative Industry Performance: Evidence from Indonesia

Contact Info

Product

Resources

About