Research aims: This study aims to determine and analyze the level of financial behavior, the level of Muhammadiyah community’s Islamic financial literacy in Medan City, and the effect of Islamic financial literacy on financial behavior.Design/Methodology/Approach: This research is descriptive quantitative using primary data through questionnaire. The research sample was 200 members of the Muhammadiyah organization in Medan City. The data analysis technique employed confirmatory factor analysis and structural equation modeling utilizing AMOS.Research findings: The research confirmed that the level of Islamic financial knowledge among the Muhammadiyah community in Medan City was low, 60.56%. In contrast to Islamic finance knowledge, the financial behavior of the Muhammadiyah community in Medan City was classified as good; 69.01% of the Muhammadiyah community showed relatively good financial behavior. These two things make the level of Islamic financial literacy among Muhammadiyah residents in Medan City classified as less literate. This shows that in everyday life, Muhammadiyah community in Medan City had good financial behavior but was more influenced by habits or finance. Meanwhile, as far as Sharia finance was concerned, the Muhammadiyah community in Medan City still did not understand it.Theoretical contribution/Originality: This study provides information about the level of financial literacy and financial behavior of the Muhammadiyah community in Medan. This information becomes the basis for subsequent research to develop strategies to increase financial literacy and financial behavior of Muhammadiyah communities in Medan.Practitioner/Policy implication: Since Muhammadiyah aims to improve the welfare of the people and various studies have shown a link between the level of financial literacy and one's welfare, Muhammadiyah organizers need to pay attention to this, such as organizing a more structured and systematic program to increase Muhammadiyah citizens' knowledge of Islamic finance.Research limitation/Implication: This study still used a limited sample, namely Muhammadiyah communities. A broader sample will further confirm the validity of the literacy measurement instrument in the future.
This study aims to examine the relationship between financial literacy and financial behavior of the lifestyle of the student and determine differences in financial literacy, lifestyle and behavior of student finance and business economics faculty. This research is quantitative data collection techniques using questionnaires. Sample used were 100 students consisting of students of the faculty of economics and business Muhammadiyah University of North Sumatra, this study uses judgment sampling. Data were analyzed using classical assumption test, multiple linear regression, t test, F test, and the coefficient of determination. Research shows that financial literacy has no effect on the financial behavior.
Batik adalah kain atau pakaian yang dibuat dengan teknik pewarnaan khusus yang disebut pencelupan anti lilin dan merupakan salah satu warisan budaya yang memiliki nilai seni tinggi, karena ragam hias permukaannya dihias dengan tehnik wax-resist yaitu pewarnaan menggunakan lilin dan paling luas penggunaannya di Asia Tenggara.Penulisan ini menguraikan tentang mengenalkan dan melestarikan warisan budaya batik tradisional Indonesia.Akan tetapi banyak orang tidak memahami persamaan dan perbedaan, hal tersebut seringkali menyulitkan untuk mengenal dan memahami motif batik yang disampaikan berdasarkan ciri khas yang dimiliki. Untuk mengatasi masalah tersebut dibuatlah aplikasi pengenalan batik tradisional indonesia berbasis android, dengan aplikasi tersebut dapat mempermudah pengguna untuk lebih mengenal dan memahami motif batik berdasarkan ciri khas yang dimiliki. Dengan pembelajaran secara audio visual (multimedia) seseorang dapat belajar secara mandiri baik di rumah atau dimanapun.Dengan adanya smartphone berbasis android tentunya dapat mempermudah pengguna untuk bisa mengenal batik tradisional Indonesia dimanapun dan kapanpun, serta dapat digunakan secara gratis, dan juga dapat digunakan dengan minimal versi android 4.0 Ice cream sandwich.
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