Effect of Financial Literacy and Lifestyle of Finance Student Behavior

Gunawan, Ade; Chairani, Chairani

doi:10.30596/ijbe.v1i1.3885

Cited by 18 publications

(26 citation statements)

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“…In addition, research from diperkuat(Pulungan, 2020)that financial literacy affects students' financial behaviour. However, not in line with research (Gunawan & Chairani, 2019), where research shows financial literacy does not affect financial behaviour.…”

Section: The Effect Of Financial Literacy On Financial Behaviormentioning

confidence: 63%

The Effect Of Financial Literature On Financial Behaviour In The Mediation Of Financial Knowledge On Student Of The Faculty Of Economics And Business Muhammadiyah University

Muslih

Maylani

2021

JOMBI

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Abstract - The purpose of this study was to determine and analyze the effect of Financial Literacy on Financial Behavior mediated by Financial Knowledge on Students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra. The method used in this study is to use the associative approach and survey methods. The population in this study were students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra with a total of 4158 students. The number of samples used in this study amounted to 88 people using non-probability sampling, accidental sampling technique with the criteria for concentration of financial management students in 2017 and 2018 Stambuks. The data collection techniques used in this study used interview techniques and questionnaires/questionnaires. The data analysis technique in this study used descriptive statistical analysis and path analysis with partial least squares (PLS). Data processing in this study using the Smart PLS 3 Software program. The results of this study indicate that financial literacy has a positive and significant effect on financial behavior in students of the Faculty of Economics and Business, University of Muhammadiyah North Sumatra, Financial Literacy has a positive and significant effect on Financial Knowledge in students of the Faculty of Economics. and Business University of Muhammadiyah North Sumatra. Keyword : Financial Literacy, Financial Behavior, Financial Knowledge.

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Section: The Effect Of Financial Literacy On Financial Behaviormentioning

confidence: 63%

The Effect Of Financial Literature On Financial Behaviour In The Mediation Of Financial Knowledge On Student Of The Faculty Of Economics And Business Muhammadiyah University

Muslih

Maylani

2021

JOMBI

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“…According to Mason & Wilson (2000), financial literacy is the ability of an individual to understand, obtain and evaluate all information related to decision-making considering the resulting financial risks. The higher an individual's financial literacy, the more effective financial behavior in managing finances (Gunawan & Chairani, 2019). Financial literacy according to the Financial Services Authority (2013) is knowledge, skills, and beliefs that influence a person's behavior and attitudes in making decisions and managing finances to achieve prosperity.…”

Section: Financial Literacymentioning

confidence: 99%

E-SBN Investment Interest Millennial Generation Using FinTech In Surabaya

Hayuningtyas¹,

Pertiwi²,

Yuniningsih³

2022

ijmei

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One of the investments offered by the government through the online system is E-SBN. It is created because of the great investment interest in the millennial generation, which according to KSEI data below 30 years old, 60% of investors were found. The increase in the number of investors can be shown by the SID data in Surabaya reaching 37.655 people and higher than other cities in East Java. This research aims to find out and analyze the interest in E-SBN investment millennial generation using FinTech in Surabaya. The sample in this study is the millennial generation born in 1981 – 1996, domiciled in Surabaya, and has never invested in E-SBN using FinTech. This study uses a purposive sampling technique with a sample size of 100 respondents. Data analysis techniques in this study use Partial Least Square (PLS). The results of this study concluded that Financial Literacy has a non-significant influence on Investment Interest, Investment Motivation and Behavioral Attitudes have a positive significant influence on Investment Interest.

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“…According to this study, financial literacy has a favorable and significant effect on student financial behavior. As a result, the more your financial literacy, the better the student's financial conduct [25][26][27][28][29].…”

Section: The Effect Of Financial Literacy On Financial Behaviormentioning

confidence: 99%

The Effect of Financial Literature on Financial Behavior in The Mediation of Financial Knowledge on Students of The Faculty of Economics and Business Muhammadiyah University North Sumatra

Muslih

Maylani

2021

JOMBI

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The purpose of this study was to investigate and assess the impact of Financial Literacy on Financial Behavior as mediated by Financial Knowledge among students from the Faculty of Economics and Business at the University of Muhammadiyah North Sumatra. This study employed both an associative approach and survey methodologies. The participants in this study were 4158 students from the Faculty of Economics and Business at the University of Muhammadiyah North Sumatra. In this study, 88 people were randomly selected from the 2017 and 2018 Stambuks utilizing a non-probability, incidental sampling technique, and criteria for financial management focus. The data in this study was gathered using interview techniques and questionnaires/questionnaires. To evaluate the data in this study, descriptive statistical analysis and partial least squares path analysis were used (PLS). According to the findings of this study, financial literacy has a favorable and significant impact on financial behavior in students at the University of Muhammadiyah North Sumatra's Faculty of Economics and Business. Financial literacy has a favorable and considerable impact on financial understanding among students at the University of Muhammadiyah North Sumatra's Faculty of Economics and Business. Keywords: Financial Literacy, Financial Behavior, Financial Knowledge

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Effect of Financial Literacy and Lifestyle of Finance Student Behavior

Cited by 18 publications

References 0 publications

The Effect Of Financial Literature On Financial Behaviour In The Mediation Of Financial Knowledge On Student Of The Faculty Of Economics And Business Muhammadiyah University

The Effect Of Financial Literature On Financial Behaviour In The Mediation Of Financial Knowledge On Student Of The Faculty Of Economics And Business Muhammadiyah University

E-SBN Investment Interest Millennial Generation Using FinTech In Surabaya

The Effect of Financial Literature on Financial Behavior in The Mediation of Financial Knowledge on Students of The Faculty of Economics and Business Muhammadiyah University North Sumatra

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