The goal of this research is to develop a functional textile with better mechanical properties. Therefore, nano ZnO is synthesized, characterized, and applied to cotton fabric by mechanical thermo-fixation techniques. The synthesized nanoparticles are characterized by SEM and XRD analysis. The ZnO nanoparticle alone, ZnO nanoparticle with a binder, and ZnO with a binder and wax emulsion are then applied on cotton woven fabrics using three different recipes. The surface morphology of the treated fabric is studied using SEM and EDS. Antimicrobial activity, UV protection property, and crease resistance are all tested for their functional characteristics. In addition, all vital mechanical characteristics are assessed. The results suggest that using only nano ZnO or nano ZnO with a binder enhances functional features while deteriorating mechanical capabilities. Nano ZnO treatment with the third recipe, which includes the addition of an emulsion, on the other hand, significantly enhances mechanical and functional characteristics. Consequently, this study provides information to optimize the confidence of textile researchers and producers in using nano ZnO and understanding its features in key functional fabrics.