“…The formation of formic acid by CO 2 hydrogenation has been identified as the first reaction step in all the three different reaction systems. [12] Hence, the elucidation of the formic acid formation pathways is necessary to understand several aspects of the reaction process, like the detailed reaction mechanisms, the effects of different ligands [12,15] , the role of additives (water, alcohols, and amines) [12,16,17] , and the influence of the reactants' pressure [12,16,18] . Some detailed reaction mechanisms have been proposed to date, but discrepancies between the mechanisms and experimental observations exist, [19,20] such as the one between the theoretical assignment of CO 2 insertion to Ru hydride complex as the rate-limiting step and experimentally observed facile CO 2 insertion [21,22] .…”