Individual and Household Economic Recovery After the Covid-19 Through Temporary Waqf Program

Abstract

It is historically proven that waqf plays a good role as the public financial source. The relevant shape of waqf for nowadays context is a temporaryone (waqf mu'aqqat). This study aims to offer a temporary waqf program as an alternative solution in both individual and household economic recovery after the Covid-19 pandemic through Jaring Pengaman Sosial. This research uses a qualitative approach and a library study presented descriptive-analytically. It reveals some points: First, fundraising strategy on temporary waqf effectively covers: a) Optimization of waqf fund of LKS-PWU; b) Allocation of government fund; c) Reallocation of BAZNAS and LAZ fund; d) Reallocation of CSR fund; e) Initiation of fundraising through influencers, related institution, and community. Second, collaborative managemenet of temporary waqf fund strategy involves five parties covering government (executive, legislative, and judiciary); public figures (Islamic scholars, influencers, and media owners); company (banking, industry, small industries); institution (LKS-PWU, BAZNAZ, LAZ); and people (waqf giver, receiver and auditor). Third, comprehensive temporary waqf program implementation strategy is done in five phases: coordination, socialization, education, actualization, and evaluation. As the central part, the actualization phases include five types of productive business activities i.e muzara'ahmukhabarah, musharakah, mudarabah, kafalah-daman and lawful banking system.

Pemanfaatan Waqf Uang di Masa Pandemic Covid-19 Dalam Perspektif Maqasid Syariah

“…Pendapat (Miftakhuddin et al, 2021) peran waqf dibandingkan dengan instrumen lainnya, saat ini dinilai belum optimal dan maksimal dalam penanganan pandemic Covid-19. Sejalan dengan pendapat (Rosidin et al, 2021), (Rahman, 2020) Pendistribusian dana waqf uang yang sudah terealisasikan dibeberapa daerah, namun belum pemerataan dari pemanfaatan dana waqf yang dapat dirasakan oleh masyarakat Indonesia, sehingga penelitian mengungkapkan bahwa pemanfataan waqf uang belum optimal meskipun sudah berkontribusi dalam menghadapi pandemi covid-19. Hal ini dapat menjadi bahan evaluasi bagi Pemerintah, Stakeholder, dan lainnya untuk memaksimalkan penyaluran dari dana waqf uang kesegala daerah, baik dikota ataupun didesa terpencil.…”