Influence Factors toward Financial Satisfaction with Financial Behavior as Intervening Variable on Jakarta Area Workforce

Agus,

doi:10.35808/ersj/932

Cited by 31 publications

(40 citation statements)

References 9 publications

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“…It may well be the case that individuals who are more knowledgeable realize that their financial situation has room for improvement and therefore experience lower financial satisfaction (Mugenda et al, 1990). Yet, if individuals can use their knowledge to transform their financial behavior in a positive way, this may benefit their financial satisfaction (Arifin, 2018). This finding contributes to the literature by suggesting that while knowledge could reduce financial satisfaction, it could also increase satisfaction by facilitating positive behaviors.…”

Section: Summary Of Findings and Implications For Financial Practitiosupporting

confidence: 56%

“…To illustrate, as accurate knowledge about financial matters can help individuals understand the financial landscape better, this is related to more positive financial behaviors such as active saving and not borrowing for the short term. Such behaviors, in turn, may help individuals to feel more financially satisfied (Arifin, 2018;Falahati, et al, 2012). The relation is not always positive, however.…”

Section: Financial Knowledge and Financial Confidencementioning

confidence: 99%

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The Road to Financial Satisfaction: Testing the Paths of Knowledge, Attitudes, Sense of Control, and Positive Financial Behaviors

Dare¹,

Dijk²,

Dijk³

et al. 2020

Journal of Financial Therapy

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A goal of financial therapy is to increase clients' financial satisfaction by helping them to perform positive financial behaviors. The present study argues that the success of such therapies can be further enhanced by considering the individual factors that underlie such behaviors. To identify the possibly most promising factors, data from the 2018 Money Advice Service (MAS) Financial Capability Survey (n = 2,133) were used and three sets of individual factors were examined: knowledge factors (financial knowledge and financial confidence), attitudinal factors (future orientation and attitude toward money), and sense of control factors (spending self-control and perceived behavioral control). Path analysis findings indicated that all factors were associated with financial satisfaction via one or more positive financial behaviors. All factors except for attitude toward money were also directly related to financial satisfaction. Financial confidence was the most promising individual factor to improve clients' financial satisfaction, followed by future orientation and perceived behavioral control.

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Section: Summary Of Findings and Implications For Financial Practitiosupporting

confidence: 56%

Section: Financial Knowledge and Financial Confidencementioning

confidence: 99%

The Road to Financial Satisfaction: Testing the Paths of Knowledge, Attitudes, Sense of Control, and Positive Financial Behaviors

Dare¹,

Dijk²,

Dijk³

et al. 2020

Journal of Financial Therapy

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show abstract

“…The issue sort to be determined here is the readiness and preparedness of farmers to save, that is, what they think about money, their perspective of money (Arifin, 2018). Hence the interest is on their financial knowledge.…”

Section: Attitude Towards Savingmentioning

confidence: 99%

Farmers` attitude and behavior toward savings in Ika south local government area of delta state, Nigeria

Isiorhovoja

Ebewore

Nwachi

2020

Asian Journal of Agriculture and Rural Development

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The study ascertained the attitude of farmers towards saving behaviour in Ika South Local Government Area of Delta State, Nigeria. The data were collected by questionnaires and analyzed using descriptive statistics and logistic regression. The results revealed that the mean age of respondents was 47 years, majority of farmers' were male (62%) and had formal education (66.2%), mean household size was four persons and farm size had a mean of 2.9 hectares. Farmers have a positive attitude towards saving but were not comfortable with commercial banks. They, however, seek alternative avenues for savings. Level of education, farm size, and years of farming experience were significant determinants of savings. Three top challenges to savings were inadequate income, family responsibility, and cost of inputs. It was recommended that policies that increase farm size/boost farm income be pursued and that commercial banks should pay particular attention to the needs of farmers in service administration to encourage them to develop a positive attitude towards commercial banks. Contribution/ OriginalityThe paper identified the causes of low savings among rural farmers in Delta State, Nigeria. It also categorized the poor saving habits of farmers with commercial banks. Solutions were thus provided along with the causes/nature of the challenges to saving identified.

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“…Satisfaction is a form of someone's effort in doing what they wanted to do to achieve their happiness. Financial satisfaction is how people manage their finances to the things they desired in order to meet their financial needs (Arifin, 2018). Furthermore, financial aid availability can impact on students' persistence in studies in order to perform well academically at school (Lin, 2016).…”

Section: Rationalementioning

confidence: 99%

“…The dominant factor of financial stability is a habit of saving. Individuals will have financial satisfaction if they will know how to manage their finances (Arifin, 2018). The amount of socioeconomic status of a family may often depend on their capability to save (Zainal, Kamaruddin, & Nathan, 2019).…”

Section: Review Of Related Literaturementioning

confidence: 99%

Students’ Satisfaction in Their Financial Support and Persistence in School

Moneva¹,

Jakosalem²,

Malbas³

2020

IJSSR

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Financial satisfaction is a state in which students satisfied and contented to the financial support given by their parents. Students’ persistence is the capability of students to continue in their studies even though they know that it would be difficult. The study intends to assess the level of students’ satisfaction in financial support and their students’ persistence in studies. The study used the descriptive correlational research design. The researcher used rating scale as a medium to obtain and gathered data needed. The tool is a researcher-made tool which consists of two parts which part A that tries to determine the Students’ Satisfaction in financial support and part B which will determine the Students Persistence in Studies. The respondents of the study were chosen from Grade 11 and Grade 12 students of Jagobiao National High School with a total population of 235 students. The results of the study revealed that in table 1, students have a high level of satisfaction in financial support. Students who have enough financial support from their parents can feel satisfied. In table 2, students’ persistence in studies depends on the financial support given by their parents. Students persist more if they have enough financial aid support and they also produces presentable works and excellent output and pass it on time or ahead of time. The study also reveals that there is a correlation between students’ satisfaction in financial support and students’ persistence in studies as the null hypothesis was rejected.

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Influence Factors toward Financial Satisfaction with Financial Behavior as Intervening Variable on Jakarta Area Workforce

Cited by 31 publications

References 9 publications

The Road to Financial Satisfaction: Testing the Paths of Knowledge, Attitudes, Sense of Control, and Positive Financial Behaviors

The Road to Financial Satisfaction: Testing the Paths of Knowledge, Attitudes, Sense of Control, and Positive Financial Behaviors

Farmers` attitude and behavior toward savings in Ika south local government area of delta state, Nigeria

Students’ Satisfaction in Their Financial Support and Persistence in School

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