“…Non-material aspects of poverty are associated with the concept of social exclusion, which primarily focuses on the process leading to poverty (Havasi 2002) and emphasizes non-material aspects of poverty such as low education, poor health, isolation, or exclusion from cultural life. Some items (like Roma ethnicity, retirement, old age, or poverty cycle) are considered family values, therefore cannot be classified as unambiguously related to material or non-material aspects of poverty (Roales-Nieto et al 2013). The same applies to items that are more strongly connected to the potential consequences of poverty, such as alcoholism/smoking or crime, and to items that are mostly the driving factors of poverty, like early family founding, large family, low willingness to work, unfavorable mentality, integration problems, and discrimination.…”