Kinerja Keuangan Perbankan Syariah Pada Masa Covid-19 Dan Strategi Peningkatannya

Hidayat, Ridwan; Umam, Ripqi; Tripalupi, Ramadhani Irma

doi:10.15575/fjsfm.v2i2.14207

Cited by 6 publications

(5 citation statements)

References 7 publications

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“…This is evident from the data that the CAR value of Islamic banks is higher than that of conventional banks which shows that Islamic banks' fixed asset management is superior to conventional banks (Sanjaya, 2022) The NPL / NPF variable does not show a significant difference, this is reflected in the value of the T statistic -0.35 < T table. The findings Jalih & Rani, (2020) ; Hidayat et al, (2021) show that both banks experienced an increase in NPLs during the Covid-19 pandemic.…”

Section: Equationmentioning

confidence: 92%

Comparative Study Of Financial Performance (Islamic VS Conventional Bank During Covid-19)

Asykarulloh,

Sultoni

2023

MJSE

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Covid-19 has had a significant impact on the banking economic sector, both Islamic banks and conventional banks. This article attempts to reveal a comparison of the financial performance of Islamic and conventional banking as measured using the CAMELS ratio. The camels ratio component consists of aspects of capital, assets, management, earnings, liquidity and sensitivity. This component is measured by the ratio of CAR, NPL/NPF, BOPO, ROE, LDR/FDR. The method used is the difference test with the Independent Sample T-test. The results of the study show that there are significant differences between the financial performance of Islamic and conventional banking for CAR and BOPO ratios. Meanwhile NPL/NPF, ROE and LDR/FDR did not show a significant difference.

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Section: Equationmentioning

confidence: 92%

Comparative Study Of Financial Performance (Islamic VS Conventional Bank During Covid-19)

Asykarulloh,

Sultoni

2023

MJSE

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“…MSMES is one type of business expected to thrive and grow to provide the foundation for a fair economic democracy to become the national economic foundation. There are three types of MSMES: culinary businesses, including all MSMES engaged in various food and beverage sectors; fashion, including all MSMES engaged in clothing sales; agribusiness, including all MSMES engaged in agriculture (Hidayat et al, 2021).…”

Section: Sharia Fintechmentioning

confidence: 99%

Contibution of Sharia fintech to micro, small, and medium enterprises’ inclusivity in Kisaran City

Maharani,

Nurbaiti,

Dharma

2024

J. Islam. Econ. Lariba

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IntroductionChallenges in access to inclusive financial services are still a major issue for many micro, small and medium enterprises in Indonesia, including in Kisaran City. However, research that specifically discusses this is still rarely carried out.ObjectivesThis research aims to analyze the role of sharia fintech in increasing the inclusiveness of micro, small and medium enterprises in Kisaran City.MethodThis research uses qualitative approach with primary data is obtained by interviewing three MSMEs owners using Sharia fintech. Secondary data is collected from books, the internet, academic journals, archives, and official records.ResultsThe results of this research show an increase in the use of Sharia Fintech by micro, small and medium enterprises in Kisaran City in 2020-2023. Apart from that, the use of Sharia fintech has a positive influence in increasing financial inclusiveness and encouraging the growth of micro, small and medium enterprises in Kisaran City..ImplicationsMicro, small and medium enterprises can use financial services from sharia fintech to increase access to funding and to expand customer payment models. Policy makers can continue to increase the role of sharia fintech for inclusiveness of micro, small and medium enterprises through more certain regulations and also increasing public education.Originality/NoveltyThis study contributes to enrich studies in the field of financial inclusion for micro, small, and medium enterprises with emphasize on the use of fintech.

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“…Because the banking industry actually has a very important role in the global economy. Its role is to mobilize savings for productive investment and also facilitate capital flows in various sectors (Hidayat et al, 2021). Meanwhile, in Indonesia itself, the growth of sharia banking also shows a positive trend.…”

Section: Digital Banking Encourages National Economic Recoverymentioning

confidence: 99%

Optimizing Sharia Bank Digitalization Efforts to Improve the National Economy and Human Resources in the Industrial Era 4.0

Andiansyah,

Rini,

Absah

2024

JIEI

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The movement of the community's economic structure experienced a very drastic decline in line with the spread of the COVID-19 virus. The Covid-19 pandemic has become a driving force for digitalization in almost all sectors, including payment systems. Digitalization of the payment system is considered to be the key to accelerating national economic recovery in addition to the COVID-19 vaccination program. This research aims to find out how the Digitalization of Sharia Banks Promotes National Economic Recovery during the COVID-19 pandemic. The research method used by the author in preparing this article is a literature review or literature study that contains theories that are relevant to the research problems. Several digital services can be put forward to encourage the acceleration of increasing sharia financial inclusion in Indonesia such as digital payment systems, peer-to-peer lending, and branchless banking. Increasing Sharia financial inclusion itself is carried out because it has a direct impact on improving the welfare of people who use digital-based Sharia financial services and products. Digitalization of Sharia banking can be the key to encouraging national economic recovery. The convenience of digital transaction services facilitates bank transaction activities amidst the limited mobility of community activities. So it cannot be denied that the Sharia banking industry has experienced an increase through digital banking services even though it has been hit by a crisis due to the COVID-19 pandemic.

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Kinerja Keuangan Perbankan Syariah Pada Masa Covid-19 Dan Strategi Peningkatannya

Cited by 6 publications

References 7 publications

Comparative Study Of Financial Performance (Islamic VS Conventional Bank During Covid-19)

Comparative Study Of Financial Performance (Islamic VS Conventional Bank During Covid-19)

Contibution of Sharia fintech to micro, small, and medium enterprises’ inclusivity in Kisaran City

Optimizing Sharia Bank Digitalization Efforts to Improve the National Economy and Human Resources in the Industrial Era 4.0

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