Kontrola rizika i osiguranje

Čolović, Vladimir

doi:10.7251/gfp1202124c

Cited by 3 publications

(1 citation statement)

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“…Pojam rizika ima različita značenja. "No rizik je, pre svega, stanje neizvesnosti, odnosno on predstavlja budući neizvestan događaj čijim ostvarenjem može nastati šteta ili korist [4]. Pojedini autori kažu da je rizik opasnost od nastanka privredno ili društveno štetnog događaja koji podrazumeva obavezu osiguravača da plati usmu osiguranja.…”

Section: Veza Rizika I Osiguranjaunclassified

Analiza Razvijenosti Tržišta Osiguranja U Republici Srbiji Sa Posebnim Osvrtom Na Osiguranje Od Odgovornosti

Antonić¹

2021

Zbornik radova FTN

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U ovom radu su prikazane teorijske i metodološke osnove osiguranja, a sa posebnim osvrtom na osiguranje od odgovornosti. Pored toga, predstavljene su i osnovne podele osiguranja i osnovni pojmovi značajni u osiguranju. Predstavljena je analiza razvijenosti tržišta osiguranja u Republici Srbiji sa osvrtom na osiguranje od odgovornosti. Data je komparativna analiza sa tržištem osiguranja u razvijenim zemljama.

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Section: Veza Rizika I Osiguranjaunclassified

Analiza Razvijenosti Tržišta Osiguranja U Republici Srbiji Sa Posebnim Osvrtom Na Osiguranje Od Odgovornosti

Antonić¹

2021

Zbornik radova FTN

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Usklađivanje prava osiguranja Republike Srbije sa Direktivom Solventnost II

Tošić¹

2022

65 Godina Od Rimskih Ugovora: Evropska Unija I Perspektive Evropskih Integracija Srbije

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The adoption of the Solvency II Directive represents the largest change of insurance regulations in the European Union so far. However, in addition to the great impact on member states, this Directive also had a huge impact on countries that are not members of the EU, such as the Republic of Serbia. In the Republic of Serbia, it is planned phased implementation of the Directive provisions, with the aim of achieving complete harmonization with its provisions after EU accession. In the first part of the paper, the author analyses the novelties and goals of the Solvency II Directivein order to achieve better understanding of its provisions and the impact on insurance companies. The second part determines harmonization of the current legislative framework in the Republic of Serbia with the provisions of the Solvency II Directive, along with suggestions for its improvement.

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Risk management in insurance vs discrimination

Ranaldi,

Kostić

2023

Prouzrokovanje Štete, Naknada Štete I Osiguranje

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Risk management in insurance companies is a very important component of coroporate governance. Based on a timely, accurate and adequate assessment of risks, it’s possible to take the necessary measures to reduce them or eliminate the possibility of their realization, with the aim of preventing the solvency of the insurance company and its efficient operation. A reasonable risk assessment, taking into account all relevant criteria, is an important requirement from the Solvency II Directive, with which it’s necessary to further harmonize regulations at the national level. Risk management involves identification, assessment, proposing measures to reduce and eliminate risks and reporting to competent aurhorities on the measures taken. When assessing risk reduction measures in insurance/reinsurance companies, not only internal acts and regulations from the field of insurance, but also general acts that aren’t from that area should be taken into account. A special problem in the field of insurance is the application of discriminatory criteria with reference to statistical data when determining the conditions or insurance premim rates. However, such behaviour is a violation of the prohibition of discrimination, which is stipulated in both international and national regulations. In this paper, we first point out the importance of the risk management function and the compliance of national regulations in that part with the Solvency II Directive, and then we analyze cases of discrimination in the field of insurance in order to provide recommendations for possibly overcoming such situations at the level of insurance/reinsurance companies, bearing in mind that exclusion of a certain group from insurance solely on the basis of its personal characteristics is an act contrary to the Constitution and the Law on Prohibition of Discrimination.

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Kontrola rizika i osiguranje

Cited by 3 publications

References 0 publications

Analiza Razvijenosti Tržišta Osiguranja U Republici Srbiji Sa Posebnim Osvrtom Na Osiguranje Od Odgovornosti

Analiza Razvijenosti Tržišta Osiguranja U Republici Srbiji Sa Posebnim Osvrtom Na Osiguranje Od Odgovornosti

Usklađivanje prava osiguranja Republike Srbije sa Direktivom Solventnost II

Risk management in insurance vs discrimination

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