For SMEs, knowledge of good financial administration can mean their success or failure, since financial education corresponds to all their bank movements and cash flow, which corresponds to their control since they may run the risk of presenting "red numbers", if no control is established. The objective of this research is to recover information that allows evaluating the knowledge of financial education in SMEs to avoid their closure, which is why throughout this work a mixed investigation was used, the collection of information from Various authors who have knowledge of this topic, as well as, the conduct of surveys in the area of finance that allows analyzing the financial situation of SMEs. The results obtained made it possible to identify the factors that affect the financial situation of SMEs for decision making and generate strategies that lead to the optimization of their resources.