Level and Determinants of Women Farmers Access to Informal Credit in Abia State, Nigeria

Osondu, Charles Kelechi; Ogbonna, S. I.; Emerole, C. O.

doi:10.9734/ajaees/2015/18105

Cited by 8 publications

(12 citation statements)

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“…7% of the respondents are married, this implies that cultural factor of the study area may be that which encourages people to marry early. It also agrees with the findings [9,10], which states that married classes were more involved in faming because of the need to supplement, the family's means of livelihood. Table 2 shows the annual savings of respondents in the study area.…”

Section: Socio-economic Characteristics Of Farmerssupporting

confidence: 92%

Savings Level and Investment Behaviour of Cooperative Farmers (Analysis and Prospects) in Jos East Local Government Area, Plateau State

Iheoma

Chidiebere

2020

AJEBA

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The study was carried out in Jos East Local government area Plateau state on savings level and investment behavior of cooperative farmers (Assessment and Prospects). A total of 99 respondents were purposively selected and cross-sectional data was collected using structured questionnaires, the data was analyzed using simple descriptive statistics and 4 point Likert scale. Findings showed that 35.4% of the respondents were between the ages brackets of 31-40 years, 58.6% were male. Also, 43.4% of the respondents saved between 51,000 – 100,000 Naira annually and 40% of the respondents engaged in saving of food stuff which they sell when prices rises to get better price. The findings shows that the savings levels of cooperative farmers are low; also better investment should be harnessed to improve the income of the farmers. Cooperative societies are meant to provide marketing information, easy access to finance and other support to their members, but from our findings this is yet to be achieved.

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Section: Socio-economic Characteristics Of Farmerssupporting

confidence: 92%

Savings Level and Investment Behaviour of Cooperative Farmers (Analysis and Prospects) in Jos East Local Government Area, Plateau State

Iheoma

Chidiebere

2020

AJEBA

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“…Literacy (ability to read and write) enables farmers to better utilize effectively and efficiently available resources in an area for increased income and welfare (Osondu et al, 2015a). High education level enhances business ideas, skills, innovation and managerial ability for business sustainability (Osondu et al, 2015b). Meanwhile, mean years of oil palm fruit processing experience of the women was 18 years, indicating that the women were well versed in oil palm fruit processing.…”

Section: Results and Discussion Socio-economic Characteristics Of Res...mentioning

confidence: 99%

Roles of Women in Oil Palm Fruit Processing in Imo State, Nigeria

Ogbonna

2022

njaat

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The study assessed roles of women in the processing of oil palm fruit in Imo State, Nigeria. Specifically, the study described socio-economic characteristics of women palm fruit processors; identified processing methods and equipment used by them to process oil palm fruits; identified their roles in oil palm fruit processing; determined socio-economic factors that influence amount of income realized from palm fruit processing; and identified constraints faced by them in oil palm fruit processing. Multi-stage sampling procedure was used to select 150 women processors. Data collected through use of structured questionnaire, were analyzed using descriptive statistics and multiple regression model. Results showed that mean age, household size and annual income from palm fruit processing of the respondents were 54 years, 7 persons and N127,985.71 respectively. Also, 64.0%, of them were married, with as much as 82.0% attaining diverse levels of formal education. Result also showed that 74.0% of the women used mortar and pestle in processing oil palm fruits. Results further showed that 80.0% and 68.0% of the women processors were involved in picking palm fruits from the bunch/threshing and carrying of palm fruit to processing site. Result of the multiple regression analysis using double-log functional form as lead equation posted R2 value of 0.710 and showed that education level, method of processing, membership of association, credit access, labour cost and price of product were significant determinants of income realized by women from palm fruit processing. Major problems constraining women processors were inadequate finance (82.0%) and credit facilities (72.0%). It was recommended that financial assistance should be given to women processors of palm fruit through loans from agricultural banks and other financial institutions. This should be done at low interest rates to encourage borrowing, which would lead to increase in income of women processors.

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“…On the other hand, household size, education level, farm size, access to training, grain and livestock producers, and age had a significant influence on level of processing. Osondu et al (2023) used multiple regressions to examine the factors influencing decision of cassava value added technologies in Nigeria. The study reported that age, education level, marital status, extension contact processing cost annual income, group membership access to credit and quantity of cassava produced had a significant effect to value addition while the adoption process was constrained by the following, inadequate capital, lack of market, inadequate access to credit inadequate knowledge of technologies, high cost of equipment and scarcity of labour.…”

Section: Literature Review On Determinants Of Crop Value Additionmentioning

confidence: 99%

“…However, value adders received a mean of 2.64 extension visits while non-value adders received an average of 1.72 contacts. Access to extension services facilitates the dissemination of new knowledge and information and consequently affects the decision to embrace agricultural technologies by smallscale agripreneurs (Osondu et al, 2023).…”

Section: Socio-economic and Institutional Characteristics Of Small-sc...mentioning

confidence: 99%

Determinants of utilization of banana value addition among small-scale agripreneurs in Kenya: A case of Kisii County

Agnes,

Dickson,

Elijah

2024

J. Dev. Agric. Econ.

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There is an increased demand for banana fruit and its processed products among both rural and urban populations. Value addition has the potential to reduce postharvest losses, increase crop productivity, and enhance crop income. Despite the promotion of banana value addition by government and nongovernmental organizations, its utilization remains low in Kisii county, Kenya. There is a lack of information on the determinants of the utilization of banana value addition. Previous studies on determinants of crop value addition have primarily focused on tomatoes, mangoes, tubers and root crops, with limited emphasis on banana fruit. This knowledge gap necessitated the current study. A multi-stage sampling procedure was employed to select 201 respondents. Data were collected using semi-structured questionnaires and analyzed using descriptive and inferential statistics, as well as Cragg's Double Hurdle model. The results revealed that banana value adders were involved in various activities such as flour milling (36%), slicing and drying (31%), cleaning, sorting and grading (26%), and crisps making (7%). In comparison to non-value adders, value adders were significantly younger, produced larger quantities of bananas, travelled longer distances to the market, received more training and extension visits, considered farming as their main occupation, owned smaller farm sizes, and the majority did not have access to credit. The decision to utilize banana value addition was significantly influenced by the total quantity of bananas produced, the type of roads, primary occupation, the number of training sessions and extension contacts, distance to the output market, group membership, and access to credit. The extent of value addition was influenced by extension contacts, type of roads, total quantity of bananas produced, and marital status (being married). The study recommends that socioeconomic and institutional factors influencing both the decision and extent of banana value addition should be considered when formulating and implementing policies aimed at promoting banana value addition.

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Level and Determinants of Women Farmers Access to Informal Credit in Abia State, Nigeria

Cited by 8 publications

References 1 publication

Savings Level and Investment Behaviour of Cooperative Farmers (Analysis and Prospects) in Jos East Local Government Area, Plateau State

Savings Level and Investment Behaviour of Cooperative Farmers (Analysis and Prospects) in Jos East Local Government Area, Plateau State

Roles of Women in Oil Palm Fruit Processing in Imo State, Nigeria

Determinants of utilization of banana value addition among small-scale agripreneurs in Kenya: A case of Kisii County

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